WallStSmart

American International Group Inc (AIG)vsOppenheimer Holdings Inc (OPY)

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Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 1458% more annual revenue ($26.74B vs $1.72B). AIG leads profitability with a 11.1% profit margin vs 6.0%. AIG appears more attractively valued with a PEG of 0.64. OPY earns a higher WallStSmart Score of 64/100 (C+).

AIG

Buy

64

out of 100

Grade: C+

Growth: 2.7Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 0.67

OPY

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 5.5Value: 5.0Quality: 7.5
Piotroski: 5/9Altman Z: 2.08

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.648/10

Growing faster than its price suggests

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.72B8/10

Generating 1.7B in free cash flow

OPY4 strengths · Avg: 8.5/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
24.1%8/10

Revenue surging 24.1% year-over-year

EPS GrowthGrowth
24.6%8/10

Earnings expanding 24.6% YoY

Areas to Watch

AIG4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

EPS GrowthGrowth
-10.1%2/10

Earnings declined 10.1%

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

OPY4 concerns · Avg: 2.5/10
Market CapQuality
$1.22B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.0%3/10

6.0% margin — thin

PEG RatioValuation
12.002/10

Expensive relative to growth rate

Free Cash FlowQuality
$-57.05M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.64 suggests the stock is reasonably priced for its growth.

Bull Case : OPY

The strongest argument for OPY centers on Price/Book, P/E Ratio, Revenue Growth. Revenue growth of 24.1% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : OPY

The primary concerns for OPY are Market Cap, Profit Margin, PEG Ratio.

Key Dynamics to Monitor

AIG profiles as a value stock while OPY is a growth play — different risk/reward profiles.

OPY carries more volatility with a beta of 1.09 — expect wider price swings.

OPY is growing revenue faster at 24.1% — sustainability is the question.

AIG generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

AIG scores higher overall (64/100 vs 64/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Oppenheimer Holdings Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Oppenheimer Holdings Inc. is a middle market investment bank and full service stockbroker in the Americas, Europe, the Middle East and Asia. The company is headquartered in New York, New York.

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