American International Group Inc (AIG)vsPrincipal Financial Group Inc (PFG)
AIG
American International Group Inc
$77.75
-3.93%
FINANCIAL SERVICES · Cap: $41.61B
PFG
Principal Financial Group Inc
$110.91
-1.69%
FINANCIAL SERVICES · Cap: $23.80B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 61% more annual revenue ($26.74B vs $16.63B). PFG leads profitability with a 11.9% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.68. PFG earns a higher WallStSmart Score of 79/100 (B+).
AIG
Buy61
out of 100
Grade: C+
PFG
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 2.7B in free cash flow
Earnings expanding 206.3% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 25.4% year-over-year
Generating 1.5B in free cash flow
Areas to Watch
0.5% revenue growth
ROE of 1.9% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.68 suggests the stock is reasonably priced for its growth.
Bull Case : PFG
The strongest argument for PFG centers on EPS Growth, P/E Ratio, Price/Book. Revenue growth of 25.4% demonstrates continued momentum. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : PFG
The primary concerns for PFG are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while PFG is a growth play — different risk/reward profiles.
PFG carries more volatility with a beta of 0.87 — expect wider price swings.
PFG is growing revenue faster at 25.4% — sustainability is the question.
AIG generates stronger free cash flow (2.7B), providing more financial flexibility.
Bottom Line
PFG scores higher overall (79/100 vs 61/100) and 25.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Principal Financial Group Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Principal Financial Group is an American global financial investment management and insurance company headquartered in Des Moines, Iowa.
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