WallStSmart

American International Group Inc (AIG)vsPiper Sandler Companies (PIPR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 1162% more annual revenue ($26.70B vs $2.12B). PIPR leads profitability with a 14.5% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.65. PIPR earns a higher WallStSmart Score of 74/100 (B).

AIG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

PIPR

Strong Buy

74

out of 100

Grade: B

Growth: 8.7Profit: 8.0Value: 6.3Quality: 8.0
Piotroski: 3/9Altman Z: 2.97

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.658/10

Growing faster than its price suggests

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

PIPR6 strengths · Avg: 8.8/10
EPS GrowthGrowth
59.7%10/10

Earnings expanding 59.7% YoY

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

P/E RatioValuation
17.6x8/10

Attractively priced relative to earnings

Operating MarginProfitability
21.6%8/10

Strong operational efficiency at 21.6%

Revenue GrowthGrowth
24.9%8/10

Revenue surging 24.9% year-over-year

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

PIPR2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-316.88M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.65 suggests the stock is reasonably priced for its growth.

Bull Case : PIPR

The strongest argument for PIPR centers on EPS Growth, Debt/Equity, Return on Equity. Revenue growth of 24.9% demonstrates continued momentum. PEG of 1.26 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : PIPR

The primary concerns for PIPR are Piotroski F-Score, Free Cash Flow.

Key Dynamics to Monitor

AIG profiles as a value stock while PIPR is a growth play — different risk/reward profiles.

PIPR carries more volatility with a beta of 1.43 — expect wider price swings.

PIPR is growing revenue faster at 24.9% — sustainability is the question.

AIG generates stronger free cash flow (155M), providing more financial flexibility.

Bottom Line

PIPR scores higher overall (74/100 vs 69/100) and 24.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Piper Sandler Companies

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Piper Sandler Companies is an investment bank and institutional securities firm serving corporations, private equity groups, public entities, non-profit entities, and institutional investors in the United States and internationally. The company is headquartered in Minneapolis, Minnesota.

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