WallStSmart

American International Group Inc (AIG)vsPennantPark Investment Corporation (PNNT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 25388% more annual revenue ($26.74B vs $104.91M). AIG leads profitability with a 11.1% profit margin vs 9.7%. PNNT appears more attractively valued with a PEG of 0.28. AIG earns a higher WallStSmart Score of 64/100 (C+).

AIG

Buy

64

out of 100

Grade: C+

Growth: 2.7Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 0.67

PNNT

Buy

50

out of 100

Grade: C-

Growth: 2.0Profit: 6.5Value: 7.0Quality: 4.8
Piotroski: 1/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.578/10

Growing faster than its price suggests

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.72B8/10

Generating 1.7B in free cash flow

PNNT4 strengths · Avg: 9.8/10
PEG RatioValuation
0.2810/10

Growing faster than its price suggests

Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
72.2%10/10

Strong operational efficiency at 72.2%

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

Areas to Watch

AIG4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

EPS GrowthGrowth
-10.1%2/10

Earnings declined 10.1%

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

PNNT4 concerns · Avg: 2.8/10
Market CapQuality
$231.15M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-16.2%2/10

Revenue declined 16.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : PNNT

The strongest argument for PNNT centers on PEG Ratio, Price/Book, Operating Margin. PEG of 0.28 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : PNNT

The primary concerns for PNNT are Market Cap, Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

PNNT carries more volatility with a beta of 0.63 — expect wider price swings.

AIG is growing revenue faster at 0.5% — sustainability is the question.

AIG generates stronger free cash flow (1.7B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AIG scores higher overall (64/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

PennantPark Investment Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

PennantPark Investment Corporation (PNNT) is a publicly traded business development company focused on delivering tailored debt and equity financing solutions to middle-market companies. The firm specializes in senior secured loans, subordinated debt, and equity investments, targeting high-growth sectors while adhering to a disciplined risk management framework. Leveraging a team of seasoned investment professionals, PennantPark effectively identifies attractive opportunities within the private credit market. With a commitment to providing consistent dividend income and driving long-term capital appreciation, PNNT presents a compelling option for institutional investors aiming to diversify portfolios amidst evolving economic conditions.

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