WallStSmart

American International Group Inc (AIG)vsB. Riley Financial Inc (RILY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 2962% more annual revenue ($26.61B vs $869.07M). RILY leads profitability with a 35.4% profit margin vs 11.6%. RILY trades at a lower P/E of 1.0x. RILY earns a higher WallStSmart Score of 66/100 (B-).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

RILY

Strong Buy

66

out of 100

Grade: B-

Growth: 8.0Profit: 7.0Value: 6.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

RILY4 strengths · Avg: 10.0/10
P/E RatioValuation
1.0x10/10

Attractively priced relative to earnings

Profit MarginProfitability
35.4%10/10

Keeps 35 of every $100 in revenue as profit

Revenue GrowthGrowth
75.8%10/10

Revenue surging 75.8% year-over-year

EPS GrowthGrowth
11633.0%10/10

Earnings expanding 11633.0% YoY

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

RILY2 concerns · Avg: 2.5/10
Market CapQuality
$269.26M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-3385.0%2/10

ROE of -3385.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : RILY

The strongest argument for RILY centers on P/E Ratio, Profit Margin, Revenue Growth. Profitability is solid with margins at 35.4% and operating margin at 15.7%. Revenue growth of 75.8% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : RILY

The primary concerns for RILY are Market Cap, Return on Equity.

Key Dynamics to Monitor

AIG profiles as a declining stock while RILY is a growth play — different risk/reward profiles.

RILY carries more volatility with a beta of 1.19 — expect wider price swings.

RILY is growing revenue faster at 75.8% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

RILY scores higher overall (66/100 vs 60/100), backed by strong 35.4% margins and 75.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

B. Riley Financial Inc

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.

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