American International Group Inc (AIG)vsB. Riley Financial Inc (RILYL)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
RILYL
B. Riley Financial Inc
$14.20
+13.15%
FINANCIAL SERVICES · Cap: $536.57M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 2962% more annual revenue ($26.61B vs $869.07M). RILYL leads profitability with a 35.4% profit margin vs 11.6%. RILYL trades at a lower P/E of 2.0x. AIG earns a higher WallStSmart Score of 60/100 (C).
AIG
Buy60
out of 100
Grade: C
RILYL
Hold46
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Keeps 35 of every $100 in revenue as profit
Revenue surging 75.8% year-over-year
Earnings expanding 11633.0% YoY
Conservative balance sheet, low leverage
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of -3385.0% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : RILYL
The strongest argument for RILYL centers on P/E Ratio, Profit Margin, Revenue Growth. Profitability is solid with margins at 35.4% and operating margin at 15.7%. Revenue growth of 75.8% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : RILYL
The primary concerns for RILYL are Market Cap, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a declining stock while RILYL is a growth play — different risk/reward profiles.
RILYL carries more volatility with a beta of 1.19 — expect wider price swings.
RILYL is growing revenue faster at 75.8% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
AIG scores higher overall (60/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
B. Riley Financial Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.
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