WallStSmart

American International Group Inc (AIG)vsRunway Growth Finance Corp (RWAY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 19278% more annual revenue ($26.61B vs $137.33M). RWAY leads profitability with a 24.8% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. RWAY earns a higher WallStSmart Score of 62/100 (C+).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

RWAY

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 7.0Value: 7.0Quality: 4.8
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

RWAY4 strengths · Avg: 9.8/10
P/E RatioValuation
6.9x10/10

Attractively priced relative to earnings

Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
72.0%10/10

Strong operational efficiency at 72.0%

Profit MarginProfitability
24.8%9/10

Keeps 25 of every $100 in revenue as profit

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

RWAY4 concerns · Avg: 2.5/10
Market CapQuality
$272.62M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.8%3/10

ROE of 6.8% — below average capital efficiency

Revenue GrowthGrowth
-11.1%2/10

Revenue declined 11.1%

EPS GrowthGrowth
-72.9%2/10

Earnings declined 72.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : RWAY

The strongest argument for RWAY centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 24.8% and operating margin at 72.0%. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : RWAY

The primary concerns for RWAY are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

RWAY carries more volatility with a beta of 0.66 — expect wider price swings.

AIG is growing revenue faster at -7.2% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RWAY scores higher overall (62/100 vs 60/100), backed by strong 24.8% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Runway Growth Finance Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Runway Growth Finance Corp (RWAY) is a prominent business development company dedicated to delivering growth capital to venture-backed private enterprises, primarily within the technology and life sciences sectors. By tailoring financing solutions to meet the specific needs of high-growth firms, RWAY plays a crucial role in facilitating their scaling efforts. The company is backed by an experienced management team with significant industry knowledge, enhancing its role as a strategic partner for dynamic startups. For institutional investors, RWAY presents a compelling opportunity to engage in the evolving landscape of high-potential industries through a disciplined and focused investment strategy.

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