WallStSmart

American International Group Inc (AIG)vsSouthState Corporation (SSB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 899% more annual revenue ($26.74B vs $2.68B). SSB leads profitability with a 35.5% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.57. SSB earns a higher WallStSmart Score of 71/100 (B).

AIG

Buy

64

out of 100

Grade: C+

Growth: 2.7Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 0.67

SSB

Strong Buy

71

out of 100

Grade: B

Growth: 6.0Profit: 7.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: -0.19

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.578/10

Growing faster than its price suggests

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.72B8/10

Generating 1.7B in free cash flow

SSB5 strengths · Avg: 9.8/10
P/E RatioValuation
11.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
35.5%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
50.5%10/10

Strong operational efficiency at 50.5%

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

Areas to Watch

AIG4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

EPS GrowthGrowth
-10.1%2/10

Earnings declined 10.1%

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

SSB2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-0.1%2/10

Revenue declined 0.1%

Altman Z-ScoreHealth
-0.192/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : SSB

The strongest argument for SSB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 35.5% and operating margin at 50.5%. PEG of 1.45 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : SSB

The primary concerns for SSB are Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

AIG profiles as a value stock while SSB is a declining play — different risk/reward profiles.

SSB carries more volatility with a beta of 0.71 — expect wider price swings.

AIG is growing revenue faster at 0.5% — sustainability is the question.

AIG generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

SSB scores higher overall (71/100 vs 64/100), backed by strong 35.5% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

SouthState Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

South State Corporation is the banking holding company for South State Bank offering a range of banking products and services. The company is headquartered in Winter Haven, Florida.

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