WallStSmart

American International Group Inc (AIG)vsTriumph Financial, Inc. (TFIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 5920% more annual revenue ($26.61B vs $442.02M). AIG leads profitability with a 11.6% profit margin vs 7.2%. AIG appears more attractively valued with a PEG of 0.86. AIG earns a higher WallStSmart Score of 60/100 (C).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

TFIN

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 4.5Value: 3.7Quality: 4.8
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

TFIN2 strengths · Avg: 9.0/10
EPS GrowthGrowth
532.0%10/10

Earnings expanding 532.0% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

TFIN4 concerns · Avg: 3.3/10
PEG RatioValuation
1.624/10

Expensive relative to growth rate

Market CapQuality
$1.59B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.4%3/10

ROE of 3.4% — below average capital efficiency

Profit MarginProfitability
7.2%3/10

7.2% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : TFIN

The strongest argument for TFIN centers on EPS Growth, Price/Book.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : TFIN

The primary concerns for TFIN are PEG Ratio, Market Cap, Return on Equity. A P/E of 56.1x leaves little room for execution misses.

Key Dynamics to Monitor

AIG profiles as a declining stock while TFIN is a value play — different risk/reward profiles.

TFIN carries more volatility with a beta of 1.43 — expect wider price swings.

TFIN is growing revenue faster at 6.2% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (60/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Triumph Financial, Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Triumph Financial Inc., a financial and technology company, focuses on payments, factoring, and banking. The company is headquartered in Dallas, Texas.

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