American International Group Inc (AIG)vsUnivest Corporation Pennsylvania (UVSP)
AIG
American International Group Inc
$78.88
-1.63%
FINANCIAL SERVICES · Cap: $42.68B
UVSP
Univest Corporation Pennsylvania
$44.40
-0.47%
FINANCIAL SERVICES · Cap: $1.24B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 8152% more annual revenue ($26.70B vs $323.55M). UVSP leads profitability with a 29.5% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.66. UVSP earns a higher WallStSmart Score of 76/100 (B+).
AIG
Strong Buy69
out of 100
Grade: B-
UVSP
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 21.6% YoY
Reasonable price relative to book value
Strong operational efficiency at 40.7%
Keeps 30 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 24.7% YoY
Areas to Watch
1.4% revenue growth
ROE of 7.8% — below average capital efficiency
Distress zone — elevated risk
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.66 suggests the stock is reasonably priced for its growth.
Bull Case : UVSP
The strongest argument for UVSP centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.5% and operating margin at 40.7%. Revenue growth of 12.1% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Bear Case : UVSP
The primary concerns for UVSP are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while UVSP is a mature play — different risk/reward profiles.
UVSP carries more volatility with a beta of 0.65 — expect wider price swings.
UVSP is growing revenue faster at 12.1% — sustainability is the question.
AIG generates stronger free cash flow (155M), providing more financial flexibility.
Bottom Line
UVSP scores higher overall (76/100 vs 69/100), backed by strong 29.5% margins and 12.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Univest Corporation Pennsylvania
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Univest Financial Corporation is the banking holding company for Univest Bank and Trust Co. offering banking products and services primarily in Pennsylvania. The company is headquartered in Souderton, Pennsylvania.
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