WallStSmart

American International Group Inc (AIG)vsVirtu Financial, Inc. (VIRT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 835% more annual revenue ($26.61B vs $2.85B). VIRT leads profitability with a 16.5% profit margin vs 11.6%. VIRT trades at a lower P/E of 9.5x. VIRT earns a higher WallStSmart Score of 75/100 (B+).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

VIRT

Strong Buy

75

out of 100

Grade: B+

Growth: 8.7Profit: 8.5Value: 6.7Quality: 4.8
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

VIRT6 strengths · Avg: 9.0/10
P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
52.7%10/10

Every $100 of equity generates 53 in profit

Operating MarginProfitability
51.0%10/10

Strong operational efficiency at 51.0%

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
22.9%8/10

Revenue surging 22.9% year-over-year

EPS GrowthGrowth
49.7%8/10

Earnings expanding 49.7% YoY

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

VIRT1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : VIRT

The strongest argument for VIRT centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 16.5% and operating margin at 51.0%. Revenue growth of 22.9% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : VIRT

The primary concerns for VIRT are Piotroski F-Score.

Key Dynamics to Monitor

AIG profiles as a declining stock while VIRT is a growth play — different risk/reward profiles.

AIG carries more volatility with a beta of 0.60 — expect wider price swings.

VIRT is growing revenue faster at 22.9% — sustainability is the question.

VIRT generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

VIRT scores higher overall (75/100 vs 60/100), backed by strong 16.5% margins and 22.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Virtu Financial, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Virtu Financial, Inc., a financial services company, provides data, analytics and connectivity products and execution services to clients around the world. The company is headquartered in New York, New York.

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