American International Group Inc (AIG)vsValley National Bancorp (VLY)
AIG
American International Group Inc
$80.56
-2.27%
FINANCIAL SERVICES · Cap: $41.61B
VLY
Valley National Bancorp
$14.27
-1.25%
FINANCIAL SERVICES · Cap: $7.89B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 1201% more annual revenue ($26.74B vs $2.05B). VLY leads profitability with a 35.8% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.68. VLY earns a higher WallStSmart Score of 73/100 (B).
AIG
Buy61
out of 100
Grade: C+
VLY
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 36 of every $100 in revenue as profit
Strong operational efficiency at 48.6%
Earnings expanding 29.6% YoY
Areas to Watch
0.5% revenue growth
ROE of 7.3% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.68 suggests the stock is reasonably priced for its growth.
Bull Case : VLY
The strongest argument for VLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 35.8% and operating margin at 48.6%. PEG of 1.16 suggests the stock is reasonably priced for its growth.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : VLY
The primary concerns for VLY are Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while VLY is a mature play — different risk/reward profiles.
VLY carries more volatility with a beta of 1.09 — expect wider price swings.
VLY is growing revenue faster at 9.7% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
VLY scores higher overall (73/100 vs 61/100), backed by strong 35.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Valley National Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Valley National Bancorp is the parent company of Valley National Bank offering various commercial, retail, insurance and wealth management financial services products. The company is headquartered in New York, New York.
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