American International Group Inc (AIG)vsWestern Union Co (WU)
AIG
American International Group Inc
$77.69
-0.99%
FINANCIAL SERVICES · Cap: $41.98B
WU
Western Union Co
$8.99
-1.43%
FINANCIAL SERVICES · Cap: $2.88B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 554% more annual revenue ($26.48B vs $4.05B). AIG leads profitability with a 11.9% profit margin vs 10.9%. AIG appears more attractively valued with a PEG of 1.22. AIG earns a higher WallStSmart Score of 67/100 (B-).
AIG
Strong Buy67
out of 100
Grade: B-
WU
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 22.2% YoY
Attractively priced relative to earnings
Every $100 of equity generates 48 in profit
Reasonable price relative to book value
Areas to Watch
1.6% revenue growth
ROE of 7.7% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Weak financial health signals
Revenue declined 0.1%
Earnings declined 44.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, P/E Ratio. PEG of 1.22 suggests the stock is reasonably priced for its growth.
Bull Case : WU
The strongest argument for WU centers on P/E Ratio, Return on Equity, Price/Book.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Bear Case : WU
The primary concerns for WU are PEG Ratio, Piotroski F-Score, Revenue Growth. Debt-to-equity of 2.80 is elevated, increasing financial risk.
Key Dynamics to Monitor
AIG profiles as a value stock while WU is a declining play — different risk/reward profiles.
AIG carries more volatility with a beta of 0.60 — expect wider price swings.
AIG is growing revenue faster at 1.6% — sustainability is the question.
AIG generates stronger free cash flow (155M), providing more financial flexibility.
Bottom Line
AIG scores higher overall (67/100 vs 56/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Western Union Co
FINANCIAL SERVICES · CREDIT SERVICES · USA
The Western Union Company is an American worldwide financial services and communications company, headquartered in Denver, Colorado.
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