American International Group Inc (AIG)vsZions Bancorporation (ZION)
AIG
American International Group Inc
$80.13
+1.01%
FINANCIAL SERVICES · Cap: $41.66B
ZION
Zions Bancorporation
$71.77
+1.31%
FINANCIAL SERVICES · Cap: $10.17B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 624% more annual revenue ($26.70B vs $3.69B). ZION leads profitability with a 31.8% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.65. ZION earns a higher WallStSmart Score of 81/100 (A-).
AIG
Strong Buy69
out of 100
Grade: B-
ZION
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 21.6% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 52.1%
Revenue surging 35.2% year-over-year
Earnings expanding 87.1% YoY
Areas to Watch
1.4% revenue growth
ROE of 7.8% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.65 suggests the stock is reasonably priced for its growth.
Bull Case : ZION
The strongest argument for ZION centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.8% and operating margin at 52.1%. Revenue growth of 35.2% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Bear Case : ZION
The primary concerns for ZION are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a value stock while ZION is a growth play — different risk/reward profiles.
ZION carries more volatility with a beta of 0.79 — expect wider price swings.
ZION is growing revenue faster at 35.2% — sustainability is the question.
ZION generates stronger free cash flow (438M), providing more financial flexibility.
Bottom Line
ZION scores higher overall (81/100 vs 69/100), backed by strong 31.8% margins and 35.2% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Zions Bancorporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah.
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