WallStSmart

Assurant, Inc. 5.25% Subordinat (AIZN)vsThe Southern Company JR 2017B NT 77 (SOJC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SOJC leads profitability with a 0.0% profit margin vs 0.0%. AIZN earns a higher WallStSmart Score of 22/100 (F).

AIZN

Avoid

22

out of 100

Grade: F

Growth: 4.7Profit: 5.0Value: 5.0Quality: 5.0
Piotroski: 5/9Altman Z: 0.41

SOJC

Avoid

21

out of 100

Grade: F

Growth: 4.0Profit: 4.5Value: 5.3Quality: 3.0
Piotroski: 2/9Altman Z: 0.65

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIZN0 strengths · Avg: 0/10

No standout strengths identified

SOJC0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

AIZN4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

SOJC4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIZN

AIZN has a balanced fundamental profile.

Bull Case : SOJC

SOJC has a balanced fundamental profile.

Bear Case : AIZN

The primary concerns for AIZN are Revenue Growth, EPS Growth, Profit Margin.

Bear Case : SOJC

The primary concerns for SOJC are Revenue Growth, EPS Growth, Profit Margin. Debt-to-equity of 1.95 is elevated, increasing financial risk.

Key Dynamics to Monitor

SOJC is growing revenue faster at 0.0% — sustainability is the question.

AIZN generates stronger free cash flow (409M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AIZN scores higher overall (22/100 vs 21/100). Both earn "Avoid" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Assurant, Inc. 5.25% Subordinat

REAL ESTATE · REIT - RESIDENTIAL · USA

Assurant, Inc. (AIZN) is a leading global risk management firm that specializes in innovative insurance solutions tailored for the real estate, automotive, and consumer electronics sectors. The company prioritizes sustainability and operational excellence, allowing it to adapt its offerings to the dynamic demands of a digital marketplace. Assurant's strategic initiatives not only drive growth but also enhance shareholder value, reinforcing its status as a leader in risk mitigation. By effectively leveraging emerging trends and demonstrating market responsiveness, Assurant is well-equipped to navigate the complexities of the contemporary insurance landscape and deliver robust returns to investors.

The Southern Company JR 2017B NT 77

REAL ESTATE · REIT - RESIDENTIAL · USA

The Southern Company is dedicated to the generation, transmission and distribution of electric power. The company is headquartered in Atlanta, Georgia.

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