WallStSmart

Arthur J Gallagher & Co (AJG)vsMarsh & McLennan Companies, Inc. (MRSH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Marsh & McLennan Companies, Inc. generates 107% more annual revenue ($26.98B vs $13.01B). MRSH leads profitability with a 15.4% profit margin vs 11.5%. AJG appears more attractively valued with a PEG of 0.93. MRSH earns a higher WallStSmart Score of 64/100 (C+).

AJG

Buy

60

out of 100

Grade: C

Growth: 6.7Profit: 5.0Value: 7.3Quality: 4.3
Piotroski: 4/9Altman Z: 0.76

MRSH

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AJGSignificantly Overvalued (-426.0%)

Margin of Safety

-426.0%

Fair Value

$39.03

Current Price

$216.28

$177.25 premium

UndervaluedFair: $39.03Overvalued
MRSHSignificantly Overvalued (-28.9%)

Margin of Safety

-28.9%

Fair Value

$134.21

Current Price

$173.10

$38.89 premium

UndervaluedFair: $134.21Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AJG4 strengths · Avg: 8.8/10
Revenue GrowthGrowth
36.7%10/10

Revenue surging 36.7% year-over-year

Market CapQuality
$55.23B9/10

Large-cap with strong market position

PEG RatioValuation
0.938/10

Growing faster than its price suggests

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

MRSH4 strengths · Avg: 8.5/10
Market CapQuality
$85.18B9/10

Large-cap with strong market position

Return on EquityProfitability
29.3%9/10

Every $100 of equity generates 29 in profit

Operating MarginProfitability
25.4%8/10

Strong operational efficiency at 25.4%

Free Cash FlowQuality
$2.06B8/10

Generating 2.1B in free cash flow

Areas to Watch

AJG4 concerns · Avg: 2.8/10
P/E RatioValuation
37.4x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
6.9%3/10

ROE of 6.9% — below average capital efficiency

EPS GrowthGrowth
-48.3%2/10

Earnings declined 48.3%

Altman Z-ScoreHealth
0.762/10

Distress zone — elevated risk

MRSH1 concerns · Avg: 4.0/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AJG

The strongest argument for AJG centers on Revenue Growth, Market Cap, PEG Ratio. Revenue growth of 36.7% demonstrates continued momentum. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bull Case : MRSH

The strongest argument for MRSH centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 15.4% and operating margin at 25.4%.

Bear Case : AJG

The primary concerns for AJG are P/E Ratio, Return on Equity, EPS Growth.

Bear Case : MRSH

The primary concerns for MRSH are PEG Ratio.

Key Dynamics to Monitor

AJG profiles as a growth stock while MRSH is a mature play — different risk/reward profiles.

MRSH carries more volatility with a beta of 0.73 — expect wider price swings.

AJG is growing revenue faster at 36.7% — sustainability is the question.

MRSH generates stronger free cash flow (2.1B), providing more financial flexibility.

Bottom Line

MRSH scores higher overall (64/100 vs 60/100), backed by strong 15.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arthur J Gallagher & Co

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.

Marsh & McLennan Companies, Inc.

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Marsh & McLennan Companies, Inc., a professional services company, provides advisory services and insurance solutions to clients in the areas of risk, strategy, and people globally. The company is headquartered in New York, New York.

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