Erie Indemnity Company (ERIE)vsMarsh & McLennan Companies, Inc. (MRSH)
ERIE
Erie Indemnity Company
$240.53
-2.18%
FINANCIAL SERVICES · Cap: $12.58B
MRSH
Marsh & McLennan Companies, Inc.
$173.10
-0.44%
FINANCIAL SERVICES · Cap: $85.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Marsh & McLennan Companies, Inc. generates 563% more annual revenue ($26.98B vs $4.07B). MRSH leads profitability with a 15.4% profit margin vs 13.8%. MRSH appears more attractively valued with a PEG of 1.71. MRSH earns a higher WallStSmart Score of 64/100 (C+).
ERIE
Hold49
out of 100
Grade: D+
MRSH
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-285.5%
Fair Value
$72.76
Current Price
$240.53
$167.77 premium
Margin of Safety
-28.9%
Fair Value
$134.21
Current Price
$173.10
$38.89 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 26 in profit
Large-cap with strong market position
Every $100 of equity generates 29 in profit
Strong operational efficiency at 25.4%
Generating 2.1B in free cash flow
Areas to Watch
2.9% revenue growth
Weak financial health signals
Expensive relative to growth rate
Earnings declined 58.4%
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : ERIE
The strongest argument for ERIE centers on Altman Z-Score, Return on Equity.
Bull Case : MRSH
The strongest argument for MRSH centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 15.4% and operating margin at 25.4%.
Bear Case : ERIE
The primary concerns for ERIE are Revenue Growth, Piotroski F-Score, PEG Ratio.
Bear Case : MRSH
The primary concerns for MRSH are PEG Ratio.
Key Dynamics to Monitor
ERIE profiles as a value stock while MRSH is a mature play — different risk/reward profiles.
MRSH carries more volatility with a beta of 0.73 — expect wider price swings.
MRSH is growing revenue faster at 8.7% — sustainability is the question.
MRSH generates stronger free cash flow (2.1B), providing more financial flexibility.
Bottom Line
MRSH scores higher overall (64/100 vs 49/100), backed by strong 15.4% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Erie Indemnity Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Erie Indemnity Company is an administrative agent for underwriters on the Erie Insurance Exchange in the United States. The company is headquartered in Erie, Pennsylvania.
Marsh & McLennan Companies, Inc.
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Marsh & McLennan Companies, Inc., a professional services company, provides advisory services and insurance solutions to clients in the areas of risk, strategy, and people globally. The company is headquartered in New York, New York.
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