WallStSmart

Arthur J Gallagher & Co (AJG)vsSelectquote Inc (SLQT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arthur J Gallagher & Co generates 765% more annual revenue ($14.20B vs $1.64B). AJG leads profitability with a 11.4% profit margin vs 5.6%. AJG earns a higher WallStSmart Score of 72/100 (B).

AJG

Strong Buy

72

out of 100

Grade: B

Growth: 8.7Profit: 6.0Value: 5.7Quality: 5.5
Piotroski: 4/9Altman Z: 0.76

SLQT

Buy

60

out of 100

Grade: C+

Growth: 8.7Profit: 5.0Value: 5.0Quality: 6.0
Piotroski: 4/9Altman Z: 1.95

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AJG6 strengths · Avg: 8.8/10
Revenue GrowthGrowth
34.6%10/10

Revenue surging 34.6% year-over-year

Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Market CapQuality
$52.87B9/10

Large-cap with strong market position

PEG RatioValuation
0.888/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.4%8/10

Strong operational efficiency at 28.4%

SLQT2 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
219.2%10/10

Earnings expanding 219.2% YoY

Areas to Watch

AJG3 concerns · Avg: 3.0/10
P/E RatioValuation
33.3x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
6.8%3/10

ROE of 6.8% — below average capital efficiency

Altman Z-ScoreHealth
0.762/10

Distress zone — elevated risk

SLQT3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.954/10

Grey zone — moderate risk

Market CapQuality
$161.62M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.6%3/10

5.6% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : AJG

The strongest argument for AJG centers on Revenue Growth, Debt/Equity, Market Cap. Revenue growth of 34.6% demonstrates continued momentum. PEG of 0.88 suggests the stock is reasonably priced for its growth.

Bull Case : SLQT

The strongest argument for SLQT centers on Price/Book, EPS Growth.

Bear Case : AJG

The primary concerns for AJG are P/E Ratio, Return on Equity, Altman Z-Score.

Bear Case : SLQT

The primary concerns for SLQT are Altman Z-Score, Market Cap, Profit Margin.

Key Dynamics to Monitor

AJG profiles as a growth stock while SLQT is a value play — different risk/reward profiles.

SLQT carries more volatility with a beta of 1.61 — expect wider price swings.

AJG is growing revenue faster at 34.6% — sustainability is the question.

AJG generates stronger free cash flow (921M), providing more financial flexibility.

Bottom Line

AJG scores higher overall (72/100 vs 60/100) and 34.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arthur J Gallagher & Co

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.

Selectquote Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Founded in 1985, SelectQuote (NYSE: SLQT) offers solutions that help consumers protect their most valuable assets - their families, health, and property.

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