WallStSmart

Arthur J Gallagher & Co (AJG)vsSelectquote Inc (SLQT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arthur J Gallagher & Co generates 703% more annual revenue ($13.01B vs $1.62B). AJG leads profitability with a 11.5% profit margin vs 4.8%. AJG earns a higher WallStSmart Score of 60/100 (C).

AJG

Buy

60

out of 100

Grade: C

Growth: 6.7Profit: 5.0Value: 7.3Quality: 4.3
Piotroski: 4/9Altman Z: 0.76

SLQT

Buy

52

out of 100

Grade: C-

Growth: 6.0Profit: 5.5Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AJGSignificantly Overvalued (-426.0%)

Margin of Safety

-426.0%

Fair Value

$39.03

Current Price

$213.56

$174.53 premium

UndervaluedFair: $39.03Overvalued

Intrinsic value data unavailable for SLQT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AJG4 strengths · Avg: 8.8/10
Revenue GrowthGrowth
36.7%10/10

Revenue surging 36.7% year-over-year

Market CapQuality
$54.91B9/10

Large-cap with strong market position

PEG RatioValuation
0.938/10

Growing faster than its price suggests

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

SLQT1 strengths · Avg: 10.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Areas to Watch

AJG4 concerns · Avg: 2.8/10
P/E RatioValuation
37.2x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
6.9%3/10

ROE of 6.9% — below average capital efficiency

EPS GrowthGrowth
-48.3%2/10

Earnings declined 48.3%

Altman Z-ScoreHealth
0.762/10

Distress zone — elevated risk

SLQT4 concerns · Avg: 2.5/10
Market CapQuality
$117.55M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.8%3/10

4.8% margin — thin

EPS GrowthGrowth
-12.6%2/10

Earnings declined 12.6%

Free Cash FlowQuality
$-1.79M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AJG

The strongest argument for AJG centers on Revenue Growth, Market Cap, PEG Ratio. Revenue growth of 36.7% demonstrates continued momentum. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bull Case : SLQT

The strongest argument for SLQT centers on Price/Book. Revenue growth of 11.6% demonstrates continued momentum.

Bear Case : AJG

The primary concerns for AJG are P/E Ratio, Return on Equity, EPS Growth.

Bear Case : SLQT

The primary concerns for SLQT are Market Cap, Profit Margin, EPS Growth. Thin 4.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

AJG profiles as a growth stock while SLQT is a value play — different risk/reward profiles.

SLQT carries more volatility with a beta of 1.25 — expect wider price swings.

AJG is growing revenue faster at 36.7% — sustainability is the question.

AJG generates stronger free cash flow (713M), providing more financial flexibility.

Bottom Line

AJG scores higher overall (60/100 vs 52/100) and 36.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arthur J Gallagher & Co

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.

Selectquote Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Founded in 1985, SelectQuote (NYSE: SLQT) offers solutions that help consumers protect their most valuable assets - their families, health, and property.

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