The Allstate Corporation (ALL)vsHippo Holdings Inc (HIPO)
ALL
The Allstate Corporation
$204.71
-1.25%
FINANCIAL SERVICES · Cap: $53.13B
HIPO
Hippo Holdings Inc
$25.85
+0.08%
FINANCIAL SERVICES · Cap: $664.34M
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 14344% more annual revenue ($67.68B vs $468.60M). ALL leads profitability with a 15.2% profit margin vs 12.3%. ALL trades at a lower P/E of 5.4x. ALL earns a higher WallStSmart Score of 87/100 (A).
ALL
Exceptional Buy87
out of 100
Grade: A
HIPO
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.5%
Fair Value
$1781.21
Current Price
$204.71
$1576.50 discount
Margin of Safety
-83.8%
Fair Value
$15.10
Current Price
$25.85
$10.75 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 40 in profit
Earnings expanding 103.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Reasonable price relative to book value
18.2% revenue growth
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
Earnings declined 86.3%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.
Bull Case : HIPO
The strongest argument for HIPO centers on P/E Ratio, Debt/Equity, Price/Book. Revenue growth of 18.2% demonstrates continued momentum.
Bear Case : ALL
No major red flags identified for ALL, but monitor valuation.
Bear Case : HIPO
The primary concerns for HIPO are Market Cap, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
ALL profiles as a mature stock while HIPO is a growth play — different risk/reward profiles.
HIPO carries more volatility with a beta of 1.63 — expect wider price swings.
HIPO is growing revenue faster at 18.2% — sustainability is the question.
ALL generates stronger free cash flow (2.9B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (87/100 vs 51/100), backed by strong 15.2% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Hippo Holdings Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Hippo Holdings Inc. (HIPO) is an innovative insurtech company transforming the home insurance sector through advanced technology and a customer-centric model. By leveraging data analytics and artificial intelligence, Hippo enhances underwriting processes and tailors insurance solutions to meet homeowners' specific needs, thereby improving the overall customer experience. With a commitment to rapid claims processing and comprehensive coverage options, Hippo is strategically positioned as a leader in the insurance industry, ready to capitalize on the growing demand for efficient and transparent insurance solutions. As the home insurance landscape evolves, Hippo is well-equipped to seize significant market opportunities and drive future growth.
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