The Allstate Corporation (ALL)vsLoews Corp (L)
ALL
The Allstate Corporation
$204.71
-1.25%
FINANCIAL SERVICES · Cap: $53.13B
L
Loews Corp
$106.40
-0.69%
FINANCIAL SERVICES · Cap: $22.14B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 267% more annual revenue ($67.68B vs $18.45B). ALL leads profitability with a 15.2% profit margin vs 9.0%. ALL appears more attractively valued with a PEG of 0.45. ALL earns a higher WallStSmart Score of 87/100 (A).
ALL
Exceptional Buy87
out of 100
Grade: A
L
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.5%
Fair Value
$1781.21
Current Price
$204.71
$1576.50 discount
Margin of Safety
+70.5%
Fair Value
$373.00
Current Price
$106.40
$266.60 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 40 in profit
Earnings expanding 103.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 126.0% YoY
Attractively priced relative to earnings
Areas to Watch
No major concerns identified
4.1% revenue growth
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.
Bull Case : L
The strongest argument for L centers on Price/Book, EPS Growth, P/E Ratio. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
No major red flags identified for ALL, but monitor valuation.
Bear Case : L
The primary concerns for L are Revenue Growth, Altman Z-Score.
Key Dynamics to Monitor
ALL profiles as a mature stock while L is a value play — different risk/reward profiles.
L carries more volatility with a beta of 0.59 — expect wider price swings.
ALL is growing revenue faster at 5.1% — sustainability is the question.
ALL generates stronger free cash flow (2.9B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (87/100 vs 64/100), backed by strong 15.2% margins. L offers better value entry with a 70.5% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Loews Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Loews Corporation is an American conglomerate headquartered in New York City. The company's majority-stake holdings include CNA Financial Corporation, Diamond Offshore Drilling, Boardwalk Pipeline Partners, Loews Hotels and Altium Packaging.
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