Chubb Ltd (CB)vsLoews Corp (L)
CB
Chubb Ltd
$323.21
-0.74%
FINANCIAL SERVICES · Cap: $126.41B
L
Loews Corp
$106.40
-0.69%
FINANCIAL SERVICES · Cap: $22.14B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 223% more annual revenue ($59.63B vs $18.45B). CB leads profitability with a 17.3% profit margin vs 9.0%. L appears more attractively valued with a PEG of 1.32. CB earns a higher WallStSmart Score of 69/100 (B-).
CB
Strong Buy69
out of 100
Grade: B-
L
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+73.1%
Fair Value
$1202.76
Current Price
$323.21
$879.55 discount
Margin of Safety
+70.5%
Fair Value
$373.00
Current Price
$106.40
$266.60 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 24.2%
Earnings expanding 27.9% YoY
Generating 4.8B in free cash flow
Reasonable price relative to book value
Earnings expanding 126.0% YoY
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
4.1% revenue growth
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CB
The strongest argument for CB centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 17.3% and operating margin at 24.2%.
Bull Case : L
The strongest argument for L centers on Price/Book, EPS Growth, P/E Ratio. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : CB
The primary concerns for CB are PEG Ratio.
Bear Case : L
The primary concerns for L are Revenue Growth, Altman Z-Score.
Key Dynamics to Monitor
CB profiles as a mature stock while L is a value play — different risk/reward profiles.
L carries more volatility with a beta of 0.59 — expect wider price swings.
CB is growing revenue faster at 5.5% — sustainability is the question.
CB generates stronger free cash flow (4.8B), providing more financial flexibility.
Bottom Line
CB scores higher overall (69/100 vs 64/100), backed by strong 17.3% margins. L offers better value entry with a 70.5% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
Loews Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Loews Corporation is an American conglomerate headquartered in New York City. The company's majority-stake holdings include CNA Financial Corporation, Diamond Offshore Drilling, Boardwalk Pipeline Partners, Loews Hotels and Altium Packaging.
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