WallStSmart

The Allstate Corporation (ALL)vsPorch Group Inc (PRCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 13556% more annual revenue ($70.14B vs $513.60M). ALL leads profitability with a 19.0% profit margin vs -2.6%. ALL earns a higher WallStSmart Score of 82/100 (A-).

ALL

Exceptional Buy

82

out of 100

Grade: A-

Growth: 7.3Profit: 8.5Value: 6.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.42

PRCH

Hold

45

out of 100

Grade: D

Growth: 8.7Profit: 3.0Value: 5.0Quality: 6.0
Piotroski: 6/9Altman Z: -0.16

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.3/10
P/E RatioValuation
5.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.5%10/10

Every $100 of equity generates 39 in profit

EPS GrowthGrowth
61.2%10/10

Earnings expanding 61.2% YoY

Market CapQuality
$64.15B9/10

Large-cap with strong market position

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

PRCH2 strengths · Avg: 10.0/10
EPS GrowthGrowth
155.3%10/10

Earnings expanding 155.3% YoY

Debt/EquityHealth
-34.2410/10

Conservative balance sheet, low leverage

Areas to Watch

ALL2 concerns · Avg: 3.0/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.422/10

Distress zone — elevated risk

PRCH4 concerns · Avg: 2.0/10
Market CapQuality
$1.86B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-15311.0%2/10

ROE of -15311.0% — below average capital efficiency

Altman Z-ScoreHealth
-0.162/10

Distress zone — elevated risk

Profit MarginProfitability
-2.6%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.

Bull Case : PRCH

The strongest argument for PRCH centers on EPS Growth, Debt/Equity. Revenue growth of 11.7% demonstrates continued momentum.

Bear Case : ALL

The primary concerns for ALL are PEG Ratio, Altman Z-Score.

Bear Case : PRCH

The primary concerns for PRCH are Market Cap, Return on Equity, Altman Z-Score.

Key Dynamics to Monitor

ALL profiles as a mature stock while PRCH is a turnaround play — different risk/reward profiles.

PRCH carries more volatility with a beta of 3.15 — expect wider price swings.

ALL is growing revenue faster at 11.8% — sustainability is the question.

ALL generates stronger free cash flow (2.6B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (82/100 vs 45/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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Porch Group Inc

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Porch Group, Inc. operates a software platform in the United States and Canada. The company is headquartered in Seattle, Washington.

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