WallStSmart

The Allstate Corporation (ALL)vsPorch Group Inc (PRCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 13568% more annual revenue ($68.17B vs $498.79M). ALL leads profitability with a 17.8% profit margin vs -3.3%. ALL earns a higher WallStSmart Score of 77/100 (B+).

ALL

Strong Buy

77

out of 100

Grade: B+

Growth: 6.7Profit: 8.0Value: 6.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.42

PRCH

Hold

37

out of 100

Grade: F

Growth: 7.3Profit: 4.0Value: 5.0Quality: 5.5
Piotroski: 6/9Altman Z: -0.16

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.3/10
P/E RatioValuation
4.7x10/10

Attractively priced relative to earnings

Return on EquityProfitability
38.4%10/10

Every $100 of equity generates 38 in profit

EPS GrowthGrowth
338.4%10/10

Earnings expanding 338.4% YoY

Market CapQuality
$54.18B9/10

Large-cap with strong market position

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

PRCH2 strengths · Avg: 9.0/10
Debt/EquityHealth
-15.7110/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
15.6%8/10

15.6% revenue growth

Areas to Watch

ALL3 concerns · Avg: 3.3/10
PEG RatioValuation
2.484/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Altman Z-ScoreHealth
1.422/10

Distress zone — elevated risk

PRCH4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.14B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-15311.0%2/10

ROE of -15311.0% — below average capital efficiency

Altman Z-ScoreHealth
-0.162/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.

Bull Case : PRCH

The strongest argument for PRCH centers on Debt/Equity, Revenue Growth. Revenue growth of 15.6% demonstrates continued momentum.

Bear Case : ALL

The primary concerns for ALL are PEG Ratio, Revenue Growth, Altman Z-Score.

Bear Case : PRCH

The primary concerns for PRCH are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

ALL profiles as a value stock while PRCH is a growth play — different risk/reward profiles.

PRCH carries more volatility with a beta of 3.23 — expect wider price swings.

PRCH is growing revenue faster at 15.6% — sustainability is the question.

ALL generates stronger free cash flow (3.5B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (77/100 vs 37/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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Porch Group Inc

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Porch Group, Inc. operates a software platform in the United States and Canada. The company is headquartered in Seattle, Washington.

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