Porch Group Inc (PRCH) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Porch Group Inc stock (PRCH) is currently trading at $7.48. Porch Group Inc PS ratio (Price-to-Sales) is 1.56. Analyst consensus price target for PRCH is $16.38. WallStSmart rates PRCH as Underperform.
- PRCH PE ratio analysis and historical PE chart
- PRCH PS ratio (Price-to-Sales) history and trend
- PRCH intrinsic value — DCF, Graham Number, EPV models
- PRCH stock price prediction 2025 2026 2027 2028 2029 2030
- PRCH fair value vs current price
- PRCH insider transactions and insider buying
- Is PRCH undervalued or overvalued?
- Porch Group Inc financial analysis — revenue, earnings, cash flow
- PRCH Piotroski F-Score and Altman Z-Score
- PRCH analyst price target and Smart Rating
Porch Group Inc
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Smart Analysis
Porch Group Inc (PRCH) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book, revenue growth. Concerns around return on equity and profit margin. Mixed signals suggest waiting for clearer direction before acting.
Porch Group Inc (PRCH) Key Strengths (4)
Revenue surging 39.80% year-over-year
Paying $1.56 for every $1 of annual revenue
Trading at 1.80x book value, attractively priced
62.50% held by institutions, strong professional interest
Supporting Valuation Data
Porch Group Inc (PRCH) Areas to Watch (4)
Company is destroying shareholder value
Company is losing money with a negative profit margin
Thin operating margins with cost pressures present
Small-cap company with higher risk but more growth potential
Supporting Valuation Data
Porch Group Inc (PRCH) Detailed Analysis Report
Overall Assessment
This company scores 44/100 in our Smart Analysis, earning a D grade. Out of 8 metrics analyzed, 4 register as strengths (avg 8.5/10) while 4 fall into concern territory (avg 2.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Revenue Growth, Price/Sales, Price/Book. Valuation metrics including Price/Sales (1.56), Price/Book (1.80) suggest the stock is attractively priced. Growth metrics are encouraging with Revenue Growth at 39.80%.
The Bear Case
The primary concerns are Return on Equity, Profit Margin, Operating Margin. Profitability pressure is visible in Return on Equity at -15311.00%, Operating Margin at 11.70%, Profit Margin at -0.70%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -15311.00% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 39.80% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Profit Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
PRCH Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
PRCH's Price-to-Sales ratio of 1.56x trades at a deep discount to its historical average of 6.96x (40th percentile). The current valuation is 95% below its historical high of 31.64x set in Nov 2021, and 610% above its historical low of 0.22x in Oct 2023. Over the past 12 months, the PS ratio has compressed from ~1.8x as trailing revenue scaled faster than the stock price.
Compare PRCH with Competitors
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Data-driven financial summary for Porch Group Inc (PRCH) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
Porch Group Inc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 482M with 40% growth year-over-year. The company is currently unprofitable, posting a -0.7% profit margin.
Key Findings
Revenue growing at 40% YoY, reaching 482M. This pace significantly outperforms most INSURANCE - PROPERTY & CASUALTY peers.
The company is unprofitable with a -0.7% profit margin. The path to breakeven will be the key catalyst.
Free cash flow is -13M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can Porch Group Inc maintain 40%+ revenue growth, or will competition slow it down?
Volatility is elevated with a beta of 3.08, so expect amplified moves relative to the broader market.
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact Porch Group Inc.
Bottom Line
Porch Group Inc is a high-conviction growth story with revenue accelerating at 40% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin -0.7% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(9 last 3 months)
| Insider | Type | Shares |
|---|---|---|
EHRLICHMAN, MATT Director, CEO, CHAIRMAN AND FOUNDER, 10% Owner | Buy | +1,748,472 |
Data sourced from SEC Form 4 filings
Last updated: 11:29:07 AM
About Porch Group Inc(PRCH)
NASDAQ
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
Porch Group, Inc. operates a software platform in the United States and Canada. The company is headquartered in Seattle, Washington.