WallStSmart

Ameriprise Financial Inc (AMP)vsBlackRock Inc (BLK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BlackRock Inc generates 38% more annual revenue ($27.30B vs $19.84B). BLK leads profitability with a 24.1% profit margin vs 19.9%. BLK appears more attractively valued with a PEG of 0.89. BLK earns a higher WallStSmart Score of 78/100 (B+).

AMP

Strong Buy

70

out of 100

Grade: B

Growth: 6.0Profit: 8.0Value: 5.7Quality: 5.5
Piotroski: 5/9Altman Z: 0.90

BLK

Strong Buy

78

out of 100

Grade: B+

Growth: 8.7Profit: 7.5Value: 6.3Quality: 5.0
Piotroski: 1/9Altman Z: 1.11

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AMP4 strengths · Avg: 9.0/10
Return on EquityProfitability
62.0%10/10

Every $100 of equity generates 62 in profit

Operating MarginProfitability
30.7%10/10

Strong operational efficiency at 30.7%

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.85B8/10

Generating 2.8B in free cash flow

BLK6 strengths · Avg: 9.2/10
Operating MarginProfitability
35.1%10/10

Strong operational efficiency at 35.1%

Revenue GrowthGrowth
30.6%10/10

Revenue surging 30.6% year-over-year

Market CapQuality
$175.42B9/10

Large-cap with strong market position

Profit MarginProfitability
24.1%9/10

Keeps 24 of every $100 in revenue as profit

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.898/10

Growing faster than its price suggests

Areas to Watch

AMP3 concerns · Avg: 3.0/10
PEG RatioValuation
1.594/10

Expensive relative to growth rate

Debt/EquityHealth
1.033/10

Elevated debt levels

Altman Z-ScoreHealth
0.902/10

Distress zone — elevated risk

BLK3 concerns · Avg: 3.0/10
P/E RatioValuation
25.4x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.112/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AMP

The strongest argument for AMP centers on Return on Equity, Operating Margin, P/E Ratio. Profitability is solid with margins at 19.9% and operating margin at 30.7%. Revenue growth of 11.6% demonstrates continued momentum.

Bull Case : BLK

The strongest argument for BLK centers on Operating Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 24.1% and operating margin at 35.1%. Revenue growth of 30.6% demonstrates continued momentum.

Bear Case : AMP

The primary concerns for AMP are PEG Ratio, Debt/Equity, Altman Z-Score.

Bear Case : BLK

The primary concerns for BLK are P/E Ratio, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

AMP profiles as a mature stock while BLK is a growth play — different risk/reward profiles.

BLK carries more volatility with a beta of 1.43 — expect wider price swings.

BLK is growing revenue faster at 30.6% — sustainability is the question.

AMP generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

BLK scores higher overall (78/100 vs 70/100), backed by strong 24.1% margins and 30.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ameriprise Financial Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Ameriprise Financial, Inc. is a diversified financial services company and bank holding company incorporated in Delaware and headquartered in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.

BlackRock Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock, Inc. is an American multinational investment management corporation based in New York City.

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