Ameriprise Financial Inc (AMP) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Ameriprise Financial Inc stock (AMP) is currently trading at $451.89. Ameriprise Financial Inc PE ratio is 12.35. Ameriprise Financial Inc PS ratio (Price-to-Sales) is 2.20. Analyst consensus price target for AMP is $570.00. WallStSmart rates AMP as Hold.
- AMP PE ratio analysis and historical PE chart
- AMP PS ratio (Price-to-Sales) history and trend
- AMP intrinsic value — DCF, Graham Number, EPV models
- AMP stock price prediction 2025 2026 2027 2028 2029 2030
- AMP fair value vs current price
- AMP insider transactions and insider buying
- Is AMP undervalued or overvalued?
- Ameriprise Financial Inc financial analysis — revenue, earnings, cash flow
- AMP Piotroski F-Score and Altman Z-Score
- AMP analyst price target and Smart Rating
Ameriprise Financial Inc
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AMP Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Ameriprise Financial Inc (AMP)
AMP trades 97% above its Graham fair value of $246.84, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Ameriprise Financial Inc (AMP) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, return on equity, operating margin. Concerns around price/book and eps growth. Fundamentals are solid but monitor weak areas for improvement.
Ameriprise Financial Inc (AMP) Key Strengths (5)
Every $100 of shareholder equity generates $61 in profit
Keeps $35 of every $100 in revenue after operating costs
89.94% of shares held by major funds and institutions
Large-cap company with substantial market presence
Strong profitability: $19 kept per $100 revenue
Supporting Valuation Data
Ameriprise Financial Inc (AMP) Areas to Watch (5)
Earnings declining -1.10%, profits shrinking
Very expensive at 6.2x book value
Modest revenue growth at 8.60%
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 2.20x sales
Ameriprise Financial Inc (AMP) Detailed Analysis Report
Overall Assessment
This company scores 62/100 in our Smart Analysis, earning a C+ grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.4/10) while 5 fall into concern territory (avg 3.6/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Return on Equity, Operating Margin, Institutional Own.. Profitability is solid with Return on Equity at 60.50%, Operating Margin at 35.30%, Profit Margin at 18.80%.
The Bear Case
The primary concerns are EPS Growth, Price/Book, Revenue Growth. Some valuation metrics including PEG Ratio (1.52), Price/Sales (2.20), Price/Book (6.24) suggest expensive pricing. Growth concerns include Revenue Growth at 8.60%, EPS Growth at -1.10%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 60.50% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 8.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Return on Equity, Operating Margin) and negatives (EPS Growth, Price/Book). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AMP Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AMP's Price-to-Sales ratio of 2.20x trades at a 27% premium to its historical average of 1.73x (80th percentile). The current valuation is 35% below its historical high of 3.4x set in Nov 2024, and 349% above its historical low of 0.49x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Ameriprise Financial Inc (AMP) · FINANCIAL SERVICES › ASSET MANAGEMENT
The Big Picture
Ameriprise Financial Inc is a mature, profitable business with steady cash generation. Revenue reached 18.9B with 9% growth year-over-year. Profit margins of 18.8% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 6050.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Free cash flow is -2.9B, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Sector dynamics: monitor ASSET MANAGEMENT industry trends, competitive moves, and regulatory changes that could impact Ameriprise Financial Inc.
Bottom Line
Ameriprise Financial Inc is a well-established business delivering consistent profitability with 18.8% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Ameriprise Financial Inc(AMP)
NYSE
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
Ameriprise Financial, Inc. is a diversified financial services company and bank holding company incorporated in Delaware and headquartered in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.