WallStSmart

AutoNation Inc (AN)vsAmericas Car-Mart Inc (CRMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AutoNation Inc generates 2441% more annual revenue ($27.45B vs $1.08B). AN leads profitability with a 2.8% profit margin vs -18.7%. AN appears more attractively valued with a PEG of 0.58. AN earns a higher WallStSmart Score of 63/100 (C+).

AN

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 6.0Value: 7.7Quality: 4.5
Piotroski: 4/9Altman Z: 2.85

CRMT

Buy

53

out of 100

Grade: C-

Growth: 4.7Profit: 2.0Value: 7.7Quality: 7.0
Piotroski: 4/9Altman Z: 2.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AN.

CRMTUndervalued (+63.3%)

Margin of Safety

+63.3%

Fair Value

$60.79

Current Price

$1.90

$58.89 discount

UndervaluedFair: $60.79Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AN5 strengths · Avg: 9.2/10
P/E RatioValuation
9.7x10/10

Attractively priced relative to earnings

Return on EquityProfitability
30.5%10/10

Every $100 of equity generates 30 in profit

EPS GrowthGrowth
138.5%10/10

Earnings expanding 138.5% YoY

PEG RatioValuation
0.588/10

Growing faster than its price suggests

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

CRMT3 strengths · Avg: 9.3/10
Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
1835.0%10/10

Earnings expanding 1835.0% YoY

PEG RatioValuation
0.698/10

Growing faster than its price suggests

Areas to Watch

AN4 concerns · Avg: 2.5/10
Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

Revenue GrowthGrowth
-0.6%2/10

Revenue declined 0.6%

Free Cash FlowQuality
$-140.70M2/10

Negative free cash flow — burning cash

CRMT4 concerns · Avg: 2.5/10
Market CapQuality
$15.84M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.783/10

Elevated debt levels

Return on EquityProfitability
-19.7%2/10

ROE of -19.7% — below average capital efficiency

Revenue GrowthGrowth
-57.6%2/10

Revenue declined 57.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : AN

The strongest argument for AN centers on P/E Ratio, Return on Equity, EPS Growth. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bull Case : CRMT

The strongest argument for CRMT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.

Bear Case : AN

The primary concerns for AN are Profit Margin, Operating Margin, Revenue Growth. Debt-to-equity of 5.02 is elevated, increasing financial risk. Thin 2.8% margins leave little buffer for downturns.

Bear Case : CRMT

The primary concerns for CRMT are Market Cap, Debt/Equity, Return on Equity. Debt-to-equity of 1.78 is elevated, increasing financial risk.

Key Dynamics to Monitor

AN profiles as a value stock while CRMT is a turnaround play — different risk/reward profiles.

CRMT carries more volatility with a beta of 1.27 — expect wider price swings.

AN is growing revenue faster at -0.6% — sustainability is the question.

CRMT generates stronger free cash flow (80M), providing more financial flexibility.

Bottom Line

AN scores higher overall (63/100 vs 53/100). CRMT offers better value entry with a 63.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AutoNation Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

AutoNation, Inc. is an automobile retailer in the United States. The company is headquartered in Fort Lauderdale, Florida.

Americas Car-Mart Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

America's Car-Mart, Inc., is an automotive retailer in the United States. The company is headquartered in Rogers, Arkansas.

Want to dig deeper into these stocks?