WallStSmart

AutoNation Inc (AN)vsAmericas Car-Mart Inc (CRMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AutoNation Inc generates 1947% more annual revenue ($27.49B vs $1.34B). AN leads profitability with a 2.5% profit margin vs -7.0%. CRMT appears more attractively valued with a PEG of 0.69. AN earns a higher WallStSmart Score of 66/100 (B-).

AN

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 6.0Value: 7.7Quality: 4.0
Piotroski: 3/9Altman Z: 2.83

CRMT

Buy

55

out of 100

Grade: C-

Growth: 5.3Profit: 2.5Value: 7.7Quality: 5.5
Piotroski: 4/9Altman Z: 2.76
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AN.

CRMTUndervalued (+71.6%)

Margin of Safety

+71.6%

Fair Value

$78.56

Current Price

$7.73

$70.83 discount

UndervaluedFair: $78.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AN5 strengths · Avg: 8.8/10
P/E RatioValuation
10.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
30.5%10/10

Every $100 of equity generates 30 in profit

PEG RatioValuation
0.718/10

Growing faster than its price suggests

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

EPS GrowthGrowth
31.5%8/10

Earnings expanding 31.5% YoY

CRMT3 strengths · Avg: 9.3/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

EPS GrowthGrowth
1835.0%10/10

Earnings expanding 1835.0% YoY

PEG RatioValuation
0.698/10

Growing faster than its price suggests

Areas to Watch

AN4 concerns · Avg: 2.8/10
Profit MarginProfitability
2.5%3/10

2.5% margin — thin

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-2.1%2/10

Revenue declined 2.1%

CRMT4 concerns · Avg: 2.5/10
Market CapQuality
$65.17M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.993/10

Elevated debt levels

Return on EquityProfitability
-19.7%2/10

ROE of -19.7% — below average capital efficiency

Revenue GrowthGrowth
-12.0%2/10

Revenue declined 12.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : AN

The strongest argument for AN centers on P/E Ratio, Return on Equity, PEG Ratio. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bull Case : CRMT

The strongest argument for CRMT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.

Bear Case : AN

The primary concerns for AN are Profit Margin, Operating Margin, Piotroski F-Score. Debt-to-equity of 4.71 is elevated, increasing financial risk. Thin 2.5% margins leave little buffer for downturns.

Bear Case : CRMT

The primary concerns for CRMT are Market Cap, Debt/Equity, Return on Equity. Debt-to-equity of 1.99 is elevated, increasing financial risk.

Key Dynamics to Monitor

AN profiles as a value stock while CRMT is a turnaround play — different risk/reward profiles.

CRMT carries more volatility with a beta of 1.17 — expect wider price swings.

AN is growing revenue faster at -2.1% — sustainability is the question.

CRMT generates stronger free cash flow (-7M), providing more financial flexibility.

Bottom Line

AN scores higher overall (66/100 vs 55/100). CRMT offers better value entry with a 71.6% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AutoNation Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

AutoNation, Inc. is an automobile retailer in the United States. The company is headquartered in Fort Lauderdale, Florida.

Americas Car-Mart Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

America's Car-Mart, Inc., is an automotive retailer in the United States. The company is headquartered in Rogers, Arkansas.

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