Americas Car-Mart Inc (CRMT)vsRush Enterprises A Inc (RUSHA)
CRMT
Americas Car-Mart Inc
$1.90
+19.50%
CONSUMER CYCLICAL · Cap: $15.84M
RUSHA
Rush Enterprises A Inc
$48.31
+0.25%
CONSUMER CYCLICAL · Cap: $5.95B
Smart Verdict
WallStSmart Research — data-driven comparison
Rush Enterprises A Inc generates 570% more annual revenue ($7.24B vs $1.08B). RUSHA leads profitability with a 3.7% profit margin vs -18.7%. CRMT appears more attractively valued with a PEG of 0.69. CRMT earns a higher WallStSmart Score of 53/100 (C-).
CRMT
Buy53
out of 100
Grade: C-
RUSHA
Hold46
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+63.3%
Fair Value
$60.79
Current Price
$1.90
$58.89 discount
Intrinsic value data unavailable for RUSHA.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 1835.0% YoY
Growing faster than its price suggests
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
ROE of -19.7% — below average capital efficiency
Revenue declined 57.6%
1.1% earnings growth
3.7% margin — thin
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : CRMT
The strongest argument for CRMT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.
Bull Case : RUSHA
The strongest argument for RUSHA centers on Altman Z-Score, Price/Book.
Bear Case : CRMT
The primary concerns for CRMT are Market Cap, Debt/Equity, Return on Equity. Debt-to-equity of 1.78 is elevated, increasing financial risk.
Bear Case : RUSHA
The primary concerns for RUSHA are EPS Growth, Profit Margin, Piotroski F-Score. Thin 3.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
CRMT profiles as a turnaround stock while RUSHA is a value play — different risk/reward profiles.
CRMT carries more volatility with a beta of 1.27 — expect wider price swings.
RUSHA is growing revenue faster at -1.6% — sustainability is the question.
CRMT generates stronger free cash flow (80M), providing more financial flexibility.
Bottom Line
CRMT scores higher overall (53/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Americas Car-Mart Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
America's Car-Mart, Inc., is an automotive retailer in the United States. The company is headquartered in Rogers, Arkansas.
Rush Enterprises A Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.
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