Americas Car-Mart Inc (CRMT)vsRush Enterprises A Inc (RUSHA)
CRMT
Americas Car-Mart Inc
$12.21
+0.33%
CONSUMER CYCLICAL · Cap: $103.03M
RUSHA
Rush Enterprises A Inc
$74.03
+2.85%
CONSUMER CYCLICAL · Cap: $5.90B
Smart Verdict
WallStSmart Research — data-driven comparison
Rush Enterprises A Inc generates 454% more annual revenue ($7.43B vs $1.34B). RUSHA leads profitability with a 3.5% profit margin vs -7.0%. CRMT appears more attractively valued with a PEG of 0.69. CRMT earns a higher WallStSmart Score of 55/100 (C-).
CRMT
Buy55
out of 100
Grade: C-
RUSHA
Hold44
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+80.4%
Fair Value
$113.87
Current Price
$12.21
$101.66 discount
Margin of Safety
+56.7%
Fair Value
$168.59
Current Price
$74.03
$94.56 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 1835.0% YoY
Growing faster than its price suggests
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
ROE of -18.2% — below average capital efficiency
Revenue declined 12.0%
Negative free cash flow — burning cash
3.5% margin — thin
Expensive relative to growth rate
Revenue declined 11.8%
Earnings declined 11.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : CRMT
The strongest argument for CRMT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.
Bull Case : RUSHA
The strongest argument for RUSHA centers on Altman Z-Score, Price/Book.
Bear Case : CRMT
The primary concerns for CRMT are Market Cap, Return on Equity, Revenue Growth.
Bear Case : RUSHA
The primary concerns for RUSHA are Profit Margin, PEG Ratio, Revenue Growth. Thin 3.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
CRMT profiles as a turnaround stock while RUSHA is a value play — different risk/reward profiles.
CRMT carries more volatility with a beta of 1.26 — expect wider price swings.
RUSHA is growing revenue faster at -11.8% — sustainability is the question.
CRMT generates stronger free cash flow (-7M), providing more financial flexibility.
Bottom Line
CRMT scores higher overall (55/100 vs 44/100). RUSHA offers better value entry with a 56.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Americas Car-Mart Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
America's Car-Mart, Inc., is an automotive retailer in the United States. The company is headquartered in Rogers, Arkansas.
Rush Enterprises A Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.
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