WallStSmart

AutoNation Inc (AN)vsKingsway Financial Services Inc (KFS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AutoNation Inc generates 19919% more annual revenue ($27.49B vs $137.34M). AN leads profitability with a 2.5% profit margin vs -7.8%. AN appears more attractively valued with a PEG of 0.71. AN earns a higher WallStSmart Score of 66/100 (B-).

AN

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 6.0Value: 7.7Quality: 4.0
Piotroski: 3/9Altman Z: 2.83

KFS

Hold

40

out of 100

Grade: F

Growth: 6.0Profit: 2.0Value: 6.0Quality: 4.5
Piotroski: 2/9Altman Z: -2.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AN5 strengths · Avg: 8.8/10
P/E RatioValuation
10.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
30.5%10/10

Every $100 of equity generates 30 in profit

PEG RatioValuation
0.718/10

Growing faster than its price suggests

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

EPS GrowthGrowth
31.5%8/10

Earnings expanding 31.5% YoY

KFS2 strengths · Avg: 8.0/10
PEG RatioValuation
0.838/10

Growing faster than its price suggests

Revenue GrowthGrowth
28.7%8/10

Revenue surging 28.7% year-over-year

Areas to Watch

AN4 concerns · Avg: 2.8/10
Profit MarginProfitability
2.5%3/10

2.5% margin — thin

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-2.1%2/10

Revenue declined 2.1%

KFS4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$341.57M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
21.1x2/10

Trading at 21.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : AN

The strongest argument for AN centers on P/E Ratio, Return on Equity, PEG Ratio. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bull Case : KFS

The strongest argument for KFS centers on PEG Ratio, Revenue Growth. Revenue growth of 28.7% demonstrates continued momentum. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bear Case : AN

The primary concerns for AN are Profit Margin, Operating Margin, Piotroski F-Score. Debt-to-equity of 4.71 is elevated, increasing financial risk. Thin 2.5% margins leave little buffer for downturns.

Bear Case : KFS

The primary concerns for KFS are EPS Growth, Market Cap, Piotroski F-Score. Debt-to-equity of 2.37 is elevated, increasing financial risk.

Key Dynamics to Monitor

AN profiles as a value stock while KFS is a growth play — different risk/reward profiles.

AN carries more volatility with a beta of 0.74 — expect wider price swings.

KFS is growing revenue faster at 28.7% — sustainability is the question.

KFS generates stronger free cash flow (-398,000), providing more financial flexibility.

Bottom Line

AN scores higher overall (66/100 vs 40/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AutoNation Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

AutoNation, Inc. is an automobile retailer in the United States. The company is headquartered in Fort Lauderdale, Florida.

Kingsway Financial Services Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Kingsway Financial Services Inc., is involved in the leased and extended warranty real estate business. The company is headquartered in Itasca, Illinois.

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