WallStSmart

AutoNation Inc (AN)vsKingsway Financial Services Inc (KFS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AutoNation Inc generates 20019% more annual revenue ($27.63B vs $137.34M). AN leads profitability with a 2.4% profit margin vs -7.8%. AN appears more attractively valued with a PEG of 0.68. AN earns a higher WallStSmart Score of 58/100 (C).

AN

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 6.0Value: 7.3Quality: 5.3
Piotroski: 3/9Altman Z: 3.01

KFS

Hold

38

out of 100

Grade: F

Growth: 6.0Profit: 2.0Value: 6.7Quality: 4.5
Piotroski: 2/9Altman Z: -2.64
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ANSignificantly Overvalued (-37.4%)

Margin of Safety

-37.4%

Fair Value

$151.23

Current Price

$193.55

$42.32 premium

UndervaluedFair: $151.23Overvalued

Intrinsic value data unavailable for KFS.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AN5 strengths · Avg: 9.0/10
P/E RatioValuation
11.1x10/10

Attractively priced relative to earnings

Altman Z-ScoreHealth
3.0110/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
27.1%9/10

Every $100 of equity generates 27 in profit

PEG RatioValuation
0.688/10

Growing faster than its price suggests

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

KFS2 strengths · Avg: 8.0/10
PEG RatioValuation
0.838/10

Growing faster than its price suggests

Revenue GrowthGrowth
28.7%8/10

Revenue surging 28.7% year-over-year

Areas to Watch

AN4 concerns · Avg: 3.3/10
EPS GrowthGrowth
1.3%4/10

1.3% earnings growth

Profit MarginProfitability
2.4%3/10

2.4% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

KFS4 concerns · Avg: 3.5/10
Price/BookValuation
19.2x4/10

Trading at 19.2x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$297.29M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AN

The strongest argument for AN centers on P/E Ratio, Altman Z-Score, Return on Equity. PEG of 0.68 suggests the stock is reasonably priced for its growth.

Bull Case : KFS

The strongest argument for KFS centers on PEG Ratio, Revenue Growth. Revenue growth of 28.7% demonstrates continued momentum. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bear Case : AN

The primary concerns for AN are EPS Growth, Profit Margin, Operating Margin. Thin 2.4% margins leave little buffer for downturns.

Bear Case : KFS

The primary concerns for KFS are Price/Book, EPS Growth, Market Cap. Debt-to-equity of 2.37 is elevated, increasing financial risk.

Key Dynamics to Monitor

AN profiles as a value stock while KFS is a growth play — different risk/reward profiles.

AN carries more volatility with a beta of 0.83 — expect wider price swings.

KFS is growing revenue faster at 28.7% — sustainability is the question.

AN generates stronger free cash flow (64M), providing more financial flexibility.

Bottom Line

AN scores higher overall (58/100 vs 38/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AutoNation Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

AutoNation, Inc. is an automobile retailer in the United States. The company is headquartered in Fort Lauderdale, Florida.

Kingsway Financial Services Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Kingsway Financial Services Inc., is involved in the leased and extended warranty real estate business. The company is headquartered in Itasca, Illinois.

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