Kingsway Financial Services Inc (KFS) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Kingsway Financial Services Inc stock (KFS) is currently trading at $10.17. Kingsway Financial Services Inc PS ratio (Price-to-Sales) is 2.17. Analyst consensus price target for KFS is $1.00. WallStSmart rates KFS as Sell.
- KFS PE ratio analysis and historical PE chart
- KFS PS ratio (Price-to-Sales) history and trend
- KFS intrinsic value — DCF, Graham Number, EPV models
- KFS stock price prediction 2025 2026 2027 2028 2029 2030
- KFS fair value vs current price
- KFS insider transactions and insider buying
- Is KFS undervalued or overvalued?
- Kingsway Financial Services Inc financial analysis — revenue, earnings, cash flow
- KFS Piotroski F-Score and Altman Z-Score
- KFS analyst price target and Smart Rating
Kingsway Financial Services Inc
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Smart Analysis
Kingsway Financial Services Inc (KFS) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, revenue growth, institutional own.. Concerns around market cap and return on equity. Mixed signals suggest waiting for clearer direction before acting.
Kingsway Financial Services Inc (KFS) Key Strengths (3)
Growing significantly faster than its price suggests
Strong revenue growth at 28.70% annually
57.90% held by institutions, strong professional interest
Supporting Valuation Data
Kingsway Financial Services Inc (KFS) Areas to Watch (6)
Company is destroying shareholder value
Losing money on operations
Company is losing money with a negative profit margin
Very expensive at 18.9x book value
Micro-cap company with very limited liquidity and high volatility
Revenue is fairly priced at 2.17x sales
Supporting Valuation Data
Kingsway Financial Services Inc (KFS) Detailed Analysis Report
Overall Assessment
This company scores 36/100 in our Smart Analysis, earning a F grade. Out of 9 metrics analyzed, 3 register as strengths (avg 8.7/10) while 6 fall into concern territory (avg 1.8/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Revenue Growth, Institutional Own.. Valuation metrics including PEG Ratio (0.83) suggest the stock is attractively priced. Growth metrics are encouraging with Revenue Growth at 28.70%.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, Profit Margin. Some valuation metrics including Price/Sales (2.17), Price/Book (18.86) suggest expensive pricing. Profitability pressure is visible in Return on Equity at -38.90%, Operating Margin at -2.36%, Profit Margin at -7.81%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -38.90% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 28.70% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
KFS Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
KFS's Price-to-Sales ratio of 2.17x trades 294% above its historical average of 0.55x (97th percentile), historically expensive. The current valuation is 20% below its historical high of 2.72x set in Mar 2026, and 7117% above its historical low of 0.03x in Nov 2009. Over the past 12 months, the PS ratio has compressed from ~2.7x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Kingsway Financial Services Inc (KFS) · CONSUMER CYCLICAL › AUTO & TRUCK DEALERSHIPS
The Big Picture
Kingsway Financial Services Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 137M with 29% growth year-over-year. The company is currently unprofitable, posting a -7.8% profit margin.
Key Findings
Revenue growing at 29% YoY, reaching 137M. This pace significantly outperforms most AUTO & TRUCK DEALERSHIPS peers.
The company is unprofitable with a -7.8% profit margin. The path to breakeven will be the key catalyst.
Free cash flow is -916,000, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can Kingsway Financial Services Inc maintain 29%+ revenue growth, or will competition slow it down?
Debt management: total debt of 78M is significantly higher than cash (9M). Monitor refinancing risk.
Sector dynamics: monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive moves, and regulatory changes that could impact Kingsway Financial Services Inc.
Bottom Line
Kingsway Financial Services Inc offers an attractive blend of growth (29% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Kingsway Financial Services Inc(KFS)
NYSE
CONSUMER CYCLICAL
AUTO & TRUCK DEALERSHIPS
USA
Kingsway Financial Services Inc., is involved in the leased and extended warranty real estate business. The company is headquartered in Itasca, Illinois.