WallStSmart

The Andersons Inc (ANDE)vsAMCON Distributing Company (DIT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Andersons Inc generates 291% more annual revenue ($11.01B vs $2.82B). ANDE leads profitability with a 87.0% profit margin vs 0.0%. ANDE appears more attractively valued with a PEG of 0.90. ANDE earns a higher WallStSmart Score of 61/100 (C+).

ANDE

Buy

61

out of 100

Grade: C+

Growth: 4.7Profit: 6.0Value: 10.0Quality: 5.0

DIT

Hold

41

out of 100

Grade: D

Growth: 4.0Profit: 4.0Value: 4.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ANDEUndervalued (+47.1%)

Margin of Safety

+47.1%

Fair Value

$130.57

Current Price

$73.19

$57.38 discount

UndervaluedFair: $130.57Overvalued
DITSignificantly Overvalued (-1705.1%)

Margin of Safety

-1705.1%

Fair Value

$6.26

Current Price

$87.00

$80.74 premium

UndervaluedFair: $6.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANDE4 strengths · Avg: 9.0/10
Profit MarginProfitability
87.0%10/10

Keeps 87 of every $100 in revenue as profit

EPS GrowthGrowth
51.4%10/10

Earnings expanding 51.4% YoY

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

DIT1 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Areas to Watch

ANDE4 concerns · Avg: 2.8/10
P/E RatioValuation
26.2x4/10

Moderate valuation

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Revenue GrowthGrowth
-18.8%2/10

Revenue declined 18.8%

Free Cash FlowQuality
$-77.10M2/10

Negative free cash flow — burning cash

DIT4 concerns · Avg: 3.0/10
Market CapQuality
$76.43M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.5%3/10

ROE of 0.5% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.4%3/10

Operating margin of 0.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : ANDE

The strongest argument for ANDE centers on Profit Margin, EPS Growth, PEG Ratio. Profitability is solid with margins at 87.0% and operating margin at 3.7%. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bull Case : DIT

The strongest argument for DIT centers on Price/Book. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bear Case : ANDE

The primary concerns for ANDE are P/E Ratio, Operating Margin, Revenue Growth.

Bear Case : DIT

The primary concerns for DIT are Market Cap, Return on Equity, Profit Margin. A P/E of 127.7x leaves little room for execution misses. Thin 0.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

ANDE profiles as a declining stock while DIT is a value play — different risk/reward profiles.

ANDE carries more volatility with a beta of 0.75 — expect wider price swings.

DIT is growing revenue faster at -0.4% — sustainability is the question.

DIT generates stronger free cash flow (-12M), providing more financial flexibility.

Bottom Line

ANDE scores higher overall (61/100 vs 41/100), backed by strong 87.0% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Andersons Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Andersons, Inc., an agricultural company, operates in the commerce, ethanol, plant nutrients, and railroad sectors in the United States and internationally. The company is headquartered in Maumee, Ohio.

AMCON Distributing Company

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

AMCON Distributing Company is engaged in the wholesale distribution of consumer products in the Central, Rocky Mountain and Mid-South regions of the United States. The company is headquartered in Omaha, Nebraska.

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