WallStSmart

AMCON Distributing Company (DIT)vsUnited Natural Foods Inc (UNFI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Natural Foods Inc generates 1238% more annual revenue ($31.54B vs $2.36B). DIT leads profitability with a 0.0% profit margin vs -0.3%. UNFI appears more attractively valued with a PEG of 1.09. DIT earns a higher WallStSmart Score of 56/100 (C).

DIT

Buy

56

out of 100

Grade: C

Growth: 8.7Profit: 3.5Value: 3.3Quality: 6.0
Piotroski: 1/9Altman Z: 8.24

UNFI

Hold

42

out of 100

Grade: D

Growth: 2.7Profit: 3.0Value: 5.3Quality: 5.0
Piotroski: 3/9Altman Z: 4.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DITSignificantly Overvalued (-47.4%)

Margin of Safety

-47.4%

Fair Value

$76.68

Current Price

$81.08

$4.40 premium

UndervaluedFair: $76.68Overvalued

Intrinsic value data unavailable for UNFI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DIT4 strengths · Avg: 9.5/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

EPS GrowthGrowth
124.6%10/10

Earnings expanding 124.6% YoY

Altman Z-ScoreHealth
8.2410/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
17.1%8/10

17.1% revenue growth

UNFI2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

DIT4 concerns · Avg: 3.0/10
Market CapQuality
$79.14M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.4%3/10

ROE of 0.4% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Debt/EquityHealth
1.603/10

Elevated debt levels

UNFI4 concerns · Avg: 2.5/10
Operating MarginProfitability
1.1%3/10

Operating margin of 1.1%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-5.0%2/10

ROE of -5.0% — below average capital efficiency

Revenue GrowthGrowth
-2.6%2/10

Revenue declined 2.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : DIT

The strongest argument for DIT centers on Price/Book, EPS Growth, Altman Z-Score. Revenue growth of 17.1% demonstrates continued momentum. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bull Case : UNFI

The strongest argument for UNFI centers on Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bear Case : DIT

The primary concerns for DIT are Market Cap, Return on Equity, Profit Margin. A P/E of 172.5x leaves little room for execution misses. Debt-to-equity of 1.60 is elevated, increasing financial risk.

Bear Case : UNFI

The primary concerns for UNFI are Operating Margin, Piotroski F-Score, Return on Equity. Debt-to-equity of 2.09 is elevated, increasing financial risk.

Key Dynamics to Monitor

DIT profiles as a growth stock while UNFI is a turnaround play — different risk/reward profiles.

UNFI carries more volatility with a beta of 0.82 — expect wider price swings.

DIT is growing revenue faster at 17.1% — sustainability is the question.

UNFI generates stronger free cash flow (243M), providing more financial flexibility.

Bottom Line

DIT scores higher overall (56/100 vs 42/100) and 17.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AMCON Distributing Company

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

AMCON Distributing Company is engaged in the wholesale distribution of consumer products in the Central, Rocky Mountain and Mid-South regions of the United States. The company is headquartered in Omaha, Nebraska.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

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