WallStSmart

AMCON Distributing Company (DIT)vsUnited Natural Foods Inc (UNFI)

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Smart Verdict

WallStSmart Research — data-driven comparison

United Natural Foods Inc generates 1178% more annual revenue ($31.15B vs $2.44B). UNFI leads profitability with a 0.3% profit margin vs 0.1%. UNFI appears more attractively valued with a PEG of 1.09. DIT earns a higher WallStSmart Score of 57/100 (C).

DIT

Buy

57

out of 100

Grade: C

Growth: 8.0Profit: 4.0Value: 4.0Quality: 6.0
Piotroski: 1/9Altman Z: 8.24

UNFI

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 3.5Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: 4.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DITSignificantly Overvalued (-44.4%)

Margin of Safety

-44.4%

Fair Value

$78.27

Current Price

$64.78

$13.49 premium

UndervaluedFair: $78.27Overvalued

Intrinsic value data unavailable for UNFI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DIT3 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.7%10/10

Earnings expanding 100.7% YoY

Altman Z-ScoreHealth
8.2410/10

Safe zone — low bankruptcy risk

UNFI2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

DIT4 concerns · Avg: 3.3/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Market CapQuality
$63.23M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.4%3/10

ROE of 0.4% — below average capital efficiency

Profit MarginProfitability
0.1%3/10

0.1% margin — thin

UNFI4 concerns · Avg: 3.3/10
P/E RatioValuation
33.3x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
1.1%3/10

Operating margin of 1.1%

Debt/EquityHealth
1.973/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : DIT

The strongest argument for DIT centers on Price/Book, EPS Growth, Altman Z-Score. Revenue growth of 13.3% demonstrates continued momentum. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bull Case : UNFI

The strongest argument for UNFI centers on Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bear Case : DIT

The primary concerns for DIT are P/E Ratio, Market Cap, Return on Equity. Debt-to-equity of 1.74 is elevated, increasing financial risk. Thin 0.1% margins leave little buffer for downturns.

Bear Case : UNFI

The primary concerns for UNFI are P/E Ratio, Profit Margin, Operating Margin. Debt-to-equity of 1.97 is elevated, increasing financial risk. Thin 0.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

UNFI carries more volatility with a beta of 0.81 — expect wider price swings.

DIT is growing revenue faster at 13.3% — sustainability is the question.

UNFI generates stronger free cash flow (54M), providing more financial flexibility.

Monitor FOOD DISTRIBUTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DIT scores higher overall (57/100 vs 49/100) and 13.3% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AMCON Distributing Company

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

AMCON Distributing Company is engaged in the wholesale distribution of consumer products in the Central, Rocky Mountain and Mid-South regions of the United States. The company is headquartered in Omaha, Nebraska.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

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