WallStSmart

The Andersons Inc (ANDE)vsG Willi-Food International Ltd (WILC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Andersons Inc generates 1734% more annual revenue ($10.98B vs $598.47M). WILC leads profitability with a 14.6% profit margin vs 1.2%. ANDE appears more attractively valued with a PEG of 0.90. ANDE earns a higher WallStSmart Score of 59/100 (C).

ANDE

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 4.5Value: 8.0Quality: 6.0
Piotroski: 5/9Altman Z: 4.07

WILC

Buy

50

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 9.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ANDEUndervalued (+39.8%)

Margin of Safety

+39.8%

Fair Value

$114.84

Current Price

$70.17

$44.67 discount

UndervaluedFair: $114.84Overvalued
WILCSignificantly Overvalued (-28.3%)

Margin of Safety

-28.3%

Fair Value

$22.71

Current Price

$26.15

$3.44 premium

UndervaluedFair: $22.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANDE4 strengths · Avg: 9.0/10
EPS GrowthGrowth
11547.0%10/10

Earnings expanding 11547.0% YoY

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

WILC4 strengths · Avg: 9.5/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
9.0410/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Areas to Watch

ANDE4 concerns · Avg: 2.8/10
Profit MarginProfitability
1.2%3/10

1.2% margin — thin

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

Debt/EquityHealth
1.033/10

Elevated debt levels

Revenue GrowthGrowth
-1.2%2/10

Revenue declined 1.2%

WILC4 concerns · Avg: 3.3/10
EPS GrowthGrowth
3.6%4/10

3.6% earnings growth

Market CapQuality
$428.18M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ANDE

The strongest argument for ANDE centers on EPS Growth, Altman Z-Score, PEG Ratio. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bull Case : WILC

The strongest argument for WILC centers on Price/Book, Debt/Equity, Altman Z-Score. PEG of 1.27 suggests the stock is reasonably priced for its growth.

Bear Case : ANDE

The primary concerns for ANDE are Profit Margin, Operating Margin, Debt/Equity. Thin 1.2% margins leave little buffer for downturns.

Bear Case : WILC

The primary concerns for WILC are EPS Growth, Market Cap, Operating Margin.

Key Dynamics to Monitor

WILC carries more volatility with a beta of 1.14 — expect wider price swings.

WILC is growing revenue faster at 8.3% — sustainability is the question.

WILC generates stronger free cash flow (12M), providing more financial flexibility.

Monitor FOOD DISTRIBUTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ANDE scores higher overall (59/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Andersons Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Andersons, Inc., an agricultural company, operates in the commerce, ethanol, plant nutrients, and railroad sectors in the United States and internationally. The company is headquartered in Maumee, Ohio.

G Willi-Food International Ltd

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

G. Willi-Food International Ltd. develops, imports, exports, markets and distributes food products globally. The company is headquartered in Yavne, Israel.

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