WallStSmart

United Natural Foods Inc (UNFI)vsG Willi-Food International Ltd (WILC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Natural Foods Inc generates 5114% more annual revenue ($31.21B vs $598.47M). WILC leads profitability with a 14.6% profit margin vs -0.1%. UNFI appears more attractively valued with a PEG of 1.09. WILC earns a higher WallStSmart Score of 50/100 (C-).

UNFI

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 3.0Value: 5.3Quality: 5.5
Piotroski: 3/9Altman Z: 4.73

WILC

Buy

50

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 9.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for UNFI.

WILCSignificantly Overvalued (-28.3%)

Margin of Safety

-28.3%

Fair Value

$22.71

Current Price

$26.15

$3.44 premium

UndervaluedFair: $22.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UNFI2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

WILC4 strengths · Avg: 9.5/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
9.0410/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Areas to Watch

UNFI4 concerns · Avg: 2.8/10
Operating MarginProfitability
1.1%3/10

Operating margin of 1.1%

Debt/EquityHealth
1.973/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-5.0%2/10

ROE of -5.0% — below average capital efficiency

WILC4 concerns · Avg: 3.3/10
EPS GrowthGrowth
3.6%4/10

3.6% earnings growth

Market CapQuality
$428.18M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : UNFI

The strongest argument for UNFI centers on Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : WILC

The strongest argument for WILC centers on Price/Book, Debt/Equity, Altman Z-Score. PEG of 1.27 suggests the stock is reasonably priced for its growth.

Bear Case : UNFI

The primary concerns for UNFI are Operating Margin, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.97 is elevated, increasing financial risk.

Bear Case : WILC

The primary concerns for WILC are EPS Growth, Market Cap, Operating Margin.

Key Dynamics to Monitor

UNFI profiles as a turnaround stock while WILC is a value play — different risk/reward profiles.

WILC carries more volatility with a beta of 1.14 — expect wider price swings.

WILC is growing revenue faster at 8.3% — sustainability is the question.

UNFI generates stronger free cash flow (54M), providing more financial flexibility.

Bottom Line

WILC scores higher overall (50/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

G Willi-Food International Ltd

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

G. Willi-Food International Ltd. develops, imports, exports, markets and distributes food products globally. The company is headquartered in Yavne, Israel.

Want to dig deeper into these stocks?