Abercrombie & Fitch Company (ANF)vsUrban Outfitters Inc (URBN)
ANF
Abercrombie & Fitch Company
$88.55
-0.33%
CONSUMER CYCLICAL · Cap: $4.18B
URBN
Urban Outfitters Inc
$61.47
-0.36%
CONSUMER CYCLICAL · Cap: $5.53B
Smart Verdict
WallStSmart Research — data-driven comparison
Urban Outfitters Inc generates 17% more annual revenue ($6.17B vs $5.27B). ANF leads profitability with a 9.6% profit margin vs 7.5%. URBN appears more attractively valued with a PEG of 1.01. URBN earns a higher WallStSmart Score of 62/100 (C+).
ANF
Buy59
out of 100
Grade: C
URBN
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.6%
Fair Value
$121.34
Current Price
$88.55
$32.79 discount
Margin of Safety
-104.9%
Fair Value
$34.41
Current Price
$61.47
$27.06 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 37 in profit
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
3.0% earnings growth
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
7.5% margin — thin
Earnings declined 17.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : ANF
The strongest argument for ANF centers on P/E Ratio, Return on Equity, Altman Z-Score.
Bull Case : URBN
The strongest argument for URBN centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 10.1% demonstrates continued momentum. PEG of 1.01 suggests the stock is reasonably priced for its growth.
Bear Case : ANF
The primary concerns for ANF are EPS Growth, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.55 is elevated, increasing financial risk.
Bear Case : URBN
The primary concerns for URBN are Profit Margin, EPS Growth.
Key Dynamics to Monitor
URBN carries more volatility with a beta of 1.21 — expect wider price swings.
URBN is growing revenue faster at 10.1% — sustainability is the question.
ANF generates stronger free cash flow (251M), providing more financial flexibility.
Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
URBN scores higher overall (62/100 vs 59/100) and 10.1% revenue growth. ANF offers better value entry with a 24.6% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Abercrombie & Fitch Company
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Abercrombie & Fitch Co., is a specialty retailer. The company is headquartered in New Albany, Ohio.
Urban Outfitters Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.
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