WallStSmart

Abercrombie & Fitch Company (ANF)vsThe TJX Companies Inc (TJX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The TJX Companies Inc generates 1068% more annual revenue ($62.36B vs $5.34B). ANF leads profitability with a 10.0% profit margin vs 9.7%. TJX appears more attractively valued with a PEG of 2.47. ANF earns a higher WallStSmart Score of 64/100 (C+).

ANF

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.0Value: 5.0Quality: 6.0
Piotroski: 3/9Altman Z: 4.21

TJX

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 7.5Value: 5.3Quality: 6.0
Piotroski: 5/9Altman Z: 3.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ANF.

TJXUndervalued (+10.6%)

Margin of Safety

+10.6%

Fair Value

$140.96

Current Price

$126.02

$14.94 discount

UndervaluedFair: $140.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANF4 strengths · Avg: 9.0/10
Return on EquityProfitability
36.1%10/10

Every $100 of equity generates 36 in profit

Altman Z-ScoreHealth
4.2110/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.1x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
43.3%8/10

Earnings expanding 43.3% YoY

TJX5 strengths · Avg: 9.0/10
Return on EquityProfitability
57.0%10/10

Every $100 of equity generates 57 in profit

Altman Z-ScoreHealth
3.0310/10

Safe zone — low bankruptcy risk

Market CapQuality
$138.62B9/10

Large-cap with strong market position

EPS GrowthGrowth
23.6%8/10

Earnings expanding 23.6% YoY

Free Cash FlowQuality
$1.73B8/10

Generating 1.7B in free cash flow

Areas to Watch

ANF3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.622/10

Expensive relative to growth rate

TJX3 concerns · Avg: 3.7/10
PEG RatioValuation
2.474/10

Expensive relative to growth rate

Price/BookValuation
13.4x4/10

Trading at 13.4x book value

Debt/EquityHealth
1.343/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : ANF

The strongest argument for ANF centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bull Case : TJX

The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.

Bear Case : ANF

The primary concerns for ANF are Revenue Growth, Piotroski F-Score, PEG Ratio.

Bear Case : TJX

The primary concerns for TJX are PEG Ratio, Price/Book, Debt/Equity.

Key Dynamics to Monitor

ANF carries more volatility with a beta of 0.97 — expect wider price swings.

TJX is growing revenue faster at 5.4% — sustainability is the question.

TJX generates stronger free cash flow (1.7B), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ANF scores higher overall (64/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Abercrombie & Fitch Company

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Abercrombie & Fitch Co., is a specialty retailer. The company is headquartered in New Albany, Ohio.

The TJX Companies Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.

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