WallStSmart

Aon PLC (AON)vsReliance Global Group Inc (RELI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Aon PLC generates 133912% more annual revenue ($17.58B vs $13.12M). AON leads profitability with a 22.3% profit margin vs -0.5%. RELI trades at a lower P/E of 3.8x. AON earns a higher WallStSmart Score of 58/100 (C).

AON

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 8.0Value: 5.7Quality: 4.5
Piotroski: 6/9Altman Z: 0.82

RELI

Avoid

31

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 6.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AON5 strengths · Avg: 8.8/10
Return on EquityProfitability
40.5%10/10

Every $100 of equity generates 41 in profit

Market CapQuality
$64.21B9/10

Large-cap with strong market position

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

P/E RatioValuation
16.7x8/10

Attractively priced relative to earnings

Operating MarginProfitability
23.5%8/10

Strong operational efficiency at 23.5%

RELI2 strengths · Avg: 10.0/10
P/E RatioValuation
3.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Areas to Watch

AON4 concerns · Avg: 3.3/10
PEG RatioValuation
2.324/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Debt/EquityHealth
1.643/10

Elevated debt levels

EPS GrowthGrowth
-3.0%2/10

Earnings declined 3.0%

RELI4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$4.09M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-1.5%2/10

ROE of -1.5% — below average capital efficiency

Revenue GrowthGrowth
-0.3%2/10

Revenue declined 0.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : AON

The strongest argument for AON centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 22.3% and operating margin at 23.5%.

Bull Case : RELI

The strongest argument for RELI centers on P/E Ratio, Price/Book.

Bear Case : AON

The primary concerns for AON are PEG Ratio, Revenue Growth, Debt/Equity. Debt-to-equity of 1.64 is elevated, increasing financial risk.

Bear Case : RELI

The primary concerns for RELI are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

AON profiles as a value stock while RELI is a turnaround play — different risk/reward profiles.

AON carries more volatility with a beta of 0.66 — expect wider price swings.

AON is growing revenue faster at 2.2% — sustainability is the question.

AON generates stronger free cash flow (483M), providing more financial flexibility.

Bottom Line

AON scores higher overall (58/100 vs 31/100), backed by strong 22.3% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Aon PLC

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Aon plc is a multinational professional services firm that sells a range of financial risk-mitigation products, including insurance, pension administration, and health-insurance plans.

Reliance Global Group Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Reliance Global Group, Inc. is engaged in the acquisition and management of wholesale and retail insurance agencies in the United States. The company is headquartered in Lakewood, New Jersey.

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