WallStSmart

Arcos Dorados Holdings Inc (ARCO)vsChipotle Mexican Grill Inc (CMG)

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Smart Verdict

WallStSmart Research — data-driven comparison

Chipotle Mexican Grill Inc generates 152% more annual revenue ($12.14B vs $4.82B). CMG leads profitability with a 12.0% profit margin vs 4.9%. ARCO appears more attractively valued with a PEG of 0.54. ARCO earns a higher WallStSmart Score of 70/100 (B-).

ARCO

Strong Buy

70

out of 100

Grade: B-

Growth: 7.3Profit: 6.5Value: 8.7Quality: 4.0
Piotroski: 4/9Altman Z: 1.98

CMG

Buy

54

out of 100

Grade: C-

Growth: 5.3Profit: 7.5Value: 5.0Quality: 4.5
Piotroski: 4/9Altman Z: 2.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ARCOUndervalued (+25.8%)

Margin of Safety

+25.8%

Fair Value

$11.33

Current Price

$8.20

$3.13 discount

UndervaluedFair: $11.33Overvalued

Intrinsic value data unavailable for CMG.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ARCO5 strengths · Avg: 9.2/10
P/E RatioValuation
7.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
30.2%10/10

Every $100 of equity generates 30 in profit

EPS GrowthGrowth
159.4%10/10

Earnings expanding 159.4% YoY

PEG RatioValuation
0.548/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

CMG1 strengths · Avg: 10.0/10
Return on EquityProfitability
60.3%10/10

Every $100 of equity generates 60 in profit

Areas to Watch

ARCO4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.984/10

Grey zone — moderate risk

Market CapQuality
$1.83B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Free Cash FlowQuality
$-18.70M2/10

Negative free cash flow — burning cash

CMG4 concerns · Avg: 3.5/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

P/E RatioValuation
29.6x4/10

Moderate valuation

Price/BookValuation
15.7x4/10

Trading at 15.7x book value

EPS GrowthGrowth
-17.9%2/10

Earnings declined 17.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : ARCO

The strongest argument for ARCO centers on P/E Ratio, Return on Equity, EPS Growth. Revenue growth of 12.9% demonstrates continued momentum. PEG of 0.54 suggests the stock is reasonably priced for its growth.

Bull Case : CMG

The strongest argument for CMG centers on Return on Equity.

Bear Case : ARCO

The primary concerns for ARCO are Altman Z-Score, Market Cap, Profit Margin. Debt-to-equity of 2.82 is elevated, increasing financial risk. Thin 4.9% margins leave little buffer for downturns.

Bear Case : CMG

The primary concerns for CMG are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 2.18 is elevated, increasing financial risk.

Key Dynamics to Monitor

CMG carries more volatility with a beta of 0.98 — expect wider price swings.

ARCO is growing revenue faster at 12.9% — sustainability is the question.

CMG generates stronger free cash flow (471M), providing more financial flexibility.

Monitor RESTAURANTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ARCO scores higher overall (70/100 vs 54/100) and 12.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arcos Dorados Holdings Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Arcos Dorados Holdings Inc. is a McDonald's restaurant franchise. The company is headquartered in Montevideo, Uruguay.

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Chipotle Mexican Grill Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Chipotle Mexican Grill, Inc., often known simply as Chipotle, is an American chain of fast casual restaurants in the United States, United Kingdom, Canada, Germany, and France, specializing in tacos and Mission burritos that are made to order in front of the customer.

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