WallStSmart

American Realty Investors Inc (ARL)vsKe Holdings Inc (BEKE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ke Holdings Inc generates 177962% more annual revenue ($90.14B vs $50.63M). ARL leads profitability with a 24.1% profit margin vs 3.8%. BEKE appears more attractively valued with a PEG of 0.49. BEKE earns a higher WallStSmart Score of 58/100 (C).

ARL

Hold

46

out of 100

Grade: D+

Growth: 7.3Profit: 4.0Value: 4.3Quality: 8.0
Piotroski: 3/9Altman Z: 3.12

BEKE

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 4.5Value: 5.3Quality: 7.5
Piotroski: 4/9Altman Z: 2.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ARL.

BEKESignificantly Overvalued (-19.7%)

Margin of Safety

-19.7%

Fair Value

$15.74

Current Price

$16.08

$0.34 premium

UndervaluedFair: $15.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ARL4 strengths · Avg: 9.8/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
142.2%10/10

Earnings expanding 142.2% YoY

Altman Z-ScoreHealth
3.1210/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
24.1%9/10

Keeps 24 of every $100 in revenue as profit

BEKE4 strengths · Avg: 9.3/10
PEG RatioValuation
0.4910/10

Growing faster than its price suggests

EPS GrowthGrowth
54.2%10/10

Earnings expanding 54.2% YoY

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

ARL4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

Market CapQuality
$236.79M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.0%3/10

ROE of 2.0% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

BEKE4 concerns · Avg: 3.0/10
P/E RatioValuation
36.3x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
5.3%3/10

ROE of 5.3% — below average capital efficiency

Profit MarginProfitability
3.8%3/10

3.8% margin — thin

Revenue GrowthGrowth
-19.0%2/10

Revenue declined 19.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : ARL

The strongest argument for ARL centers on Price/Book, EPS Growth, Altman Z-Score. Profitability is solid with margins at 24.1% and operating margin at -17.7%.

Bull Case : BEKE

The strongest argument for BEKE centers on PEG Ratio, EPS Growth, Debt/Equity. PEG of 0.49 suggests the stock is reasonably priced for its growth.

Bear Case : ARL

The primary concerns for ARL are Revenue Growth, Market Cap, Return on Equity.

Bear Case : BEKE

The primary concerns for BEKE are P/E Ratio, Return on Equity, Profit Margin. Thin 3.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

ARL carries more volatility with a beta of 0.69 — expect wider price swings.

ARL is growing revenue faster at 4.2% — sustainability is the question.

Monitor REAL ESTATE SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BEKE scores higher overall (58/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Realty Investors Inc

REAL ESTATE · REAL ESTATE SERVICES · USA

American Realty Investors, Inc. acquires, develops and owns multi-family apartment communities and commercial real estate in the Southwest, Southeast, and Midwest of the United States. The company is headquartered in Dallas, Texas.

Ke Holdings Inc

REAL ESTATE · REAL ESTATE SERVICES · China

KE Holdings Inc. is involved in the operation of an integrated online and offline platform for housing transactions and services in the People's Republic of China. The company is headquartered in Beijing, China.

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