WallStSmart

American Realty Investors Inc (ARL)vsFirstService Corp (FSV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

FirstService Corp generates 10890% more annual revenue ($5.56B vs $50.63M). ARL leads profitability with a 24.1% profit margin vs 2.9%. FSV appears more attractively valued with a PEG of 2.17. FSV earns a higher WallStSmart Score of 54/100 (C-).

ARL

Hold

46

out of 100

Grade: D+

Growth: 7.3Profit: 4.0Value: 4.3Quality: 8.0
Piotroski: 3/9Altman Z: 3.12

FSV

Buy

54

out of 100

Grade: C-

Growth: 8.0Profit: 5.0Value: 4.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.16
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ARL.

FSVOvervalued (-9.3%)

Margin of Safety

-9.3%

Fair Value

$144.15

Current Price

$140.68

$3.47 premium

UndervaluedFair: $144.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ARL4 strengths · Avg: 9.8/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
142.2%10/10

Earnings expanding 142.2% YoY

Altman Z-ScoreHealth
3.1210/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
24.1%9/10

Keeps 24 of every $100 in revenue as profit

FSV1 strengths · Avg: 10.0/10
EPS GrowthGrowth
626.0%10/10

Earnings expanding 626.0% YoY

Areas to Watch

ARL4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

Market CapQuality
$236.79M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.0%3/10

ROE of 2.0% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

FSV4 concerns · Avg: 3.0/10
PEG RatioValuation
2.174/10

Expensive relative to growth rate

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

P/E RatioValuation
40.4x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : ARL

The strongest argument for ARL centers on Price/Book, EPS Growth, Altman Z-Score. Profitability is solid with margins at 24.1% and operating margin at -17.7%.

Bull Case : FSV

The strongest argument for FSV centers on EPS Growth.

Bear Case : ARL

The primary concerns for ARL are Revenue Growth, Market Cap, Return on Equity.

Bear Case : FSV

The primary concerns for FSV are PEG Ratio, Profit Margin, Operating Margin. A P/E of 40.4x leaves little room for execution misses. Thin 2.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

FSV carries more volatility with a beta of 0.92 — expect wider price swings.

FSV is growing revenue faster at 5.3% — sustainability is the question.

FSV generates stronger free cash flow (60M), providing more financial flexibility.

Monitor REAL ESTATE SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FSV scores higher overall (54/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Realty Investors Inc

REAL ESTATE · REAL ESTATE SERVICES · USA

American Realty Investors, Inc. acquires, develops and owns multi-family apartment communities and commercial real estate in the Southwest, Southeast, and Midwest of the United States. The company is headquartered in Dallas, Texas.

FirstService Corp

REAL ESTATE · REAL ESTATE SERVICES · USA

FirstService Corporation provides residential property management and other essential property services to residential and commercial clients in the United States and Canada. The company is headquartered in Toronto, Canada.

Want to dig deeper into these stocks?