Aramark Holdings (ARMK)vsCass Information Systems Inc (CASS)
ARMK
Aramark Holdings
$58.55
+3.15%
INDUSTRIALS · Cap: $15.18B
CASS
Cass Information Systems Inc
$55.18
+0.18%
INDUSTRIALS · Cap: $706.64M
Smart Verdict
WallStSmart Research — data-driven comparison
Aramark Holdings generates 9131% more annual revenue ($19.85B vs $214.99M). CASS leads profitability with a 17.1% profit margin vs 1.9%. CASS trades at a lower P/E of 19.9x. CASS earns a higher WallStSmart Score of 64/100 (C+).
ARMK
Buy64
out of 100
Grade: C+
CASS
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-44.8%
Fair Value
$39.30
Current Price
$58.55
$19.25 premium
Margin of Safety
+33.4%
Fair Value
$68.15
Current Price
$55.18
$12.97 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Earnings expanding 33.3% YoY
Strong operational efficiency at 31.6%
Reasonable price relative to book value
Earnings expanding 24.3% YoY
Areas to Watch
Grey zone — moderate risk
1.9% margin — thin
Operating margin of 4.4%
Elevated debt levels
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ARMK
The strongest argument for ARMK centers on PEG Ratio, EPS Growth. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bull Case : CASS
The strongest argument for CASS centers on Operating Margin, Price/Book, EPS Growth. Profitability is solid with margins at 17.1% and operating margin at 31.6%. Revenue growth of 12.2% demonstrates continued momentum.
Bear Case : ARMK
The primary concerns for ARMK are Altman Z-Score, Profit Margin, Operating Margin. A P/E of 40.3x leaves little room for execution misses. Debt-to-equity of 1.91 is elevated, increasing financial risk.
Bear Case : CASS
The primary concerns for CASS are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
ARMK profiles as a value stock while CASS is a mature play — different risk/reward profiles.
ARMK carries more volatility with a beta of 1.19 — expect wider price swings.
CASS is growing revenue faster at 12.2% — sustainability is the question.
ARMK generates stronger free cash flow (17M), providing more financial flexibility.
Bottom Line
ARMK scores higher overall (64/100 vs 64/100). CASS offers better value entry with a 33.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aramark Holdings
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
Aramark provides uniform food, facilities, and services to education, health, business and industrial, sports, recreation, and correctional clients in the United States and internationally. The company is headquartered in Philadelphia, Pennsylvania.
Visit Website →Cass Information Systems Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
Cass Information Systems, Inc. provides information processing and payment services to manufacturing, distribution and retail companies in the United States. The company is headquartered in St. Louis, Missouri.
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