WallStSmart

Adtalem Global Education Inc (ATGE)vsProcter & Gamble Company (PG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Procter & Gamble Company generates 4491% more annual revenue ($86.72B vs $1.89B). PG leads profitability with a 19.2% profit margin vs 0.1%. ATGE appears more attractively valued with a PEG of 1.29. ATGE earns a higher WallStSmart Score of 67/100 (B-).

ATGE

Strong Buy

67

out of 100

Grade: B-

Growth: 4.7Profit: 4.0Value: 5.3Quality: 6.3
Piotroski: 6/9Altman Z: 3.09

PG

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 8.5Value: 3.3Quality: 6.0
Piotroski: 4/9Altman Z: 3.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ATGESignificantly Overvalued (-55.0%)

Margin of Safety

-55.0%

Fair Value

$61.39

Current Price

$96.64

$35.25 premium

UndervaluedFair: $61.39Overvalued
PGSignificantly Overvalued (-37.3%)

Margin of Safety

-37.3%

Fair Value

$107.17

Current Price

$147.09

$39.92 premium

UndervaluedFair: $107.17Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ATGE3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

PG5 strengths · Avg: 9.2/10
Market CapQuality
$342.51B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
31.1%10/10

Every $100 of equity generates 31 in profit

Altman Z-ScoreHealth
3.0110/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
23.1%8/10

Strong operational efficiency at 23.1%

Free Cash FlowQuality
$3.03B8/10

Generating 3.0B in free cash flow

Areas to Watch

ATGE4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.2%3/10

ROE of 0.2% — below average capital efficiency

Profit MarginProfitability
0.1%3/10

0.1% margin — thin

PG1 concerns · Avg: 2.0/10
PEG RatioValuation
4.082/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ATGE

The strongest argument for ATGE centers on Altman Z-Score, P/E Ratio, Price/Book. PEG of 1.29 suggests the stock is reasonably priced for its growth.

Bull Case : PG

The strongest argument for PG centers on Market Cap, Return on Equity, Altman Z-Score. Profitability is solid with margins at 19.2% and operating margin at 23.1%.

Bear Case : ATGE

The primary concerns for ATGE are Revenue Growth, EPS Growth, Return on Equity. Thin 0.1% margins leave little buffer for downturns.

Bear Case : PG

The primary concerns for PG are PEG Ratio.

Key Dynamics to Monitor

ATGE profiles as a value stock while PG is a mature play — different risk/reward profiles.

ATGE carries more volatility with a beta of 0.71 — expect wider price swings.

PG is growing revenue faster at 7.4% — sustainability is the question.

PG generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

ATGE scores higher overall (67/100 vs 61/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Adtalem Global Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Adtalem Global Education Inc. provides educational services worldwide. The company is headquartered in Chicago, Illinois.

Procter & Gamble Company

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation headquartered in Cincinnati, Ohio, founded in 1837 by William Procter and James Gamble. It specializes in a wide range of personal health, consumer health, personal care, and hygiene products; these products are organized into several segments including Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine, & Family Care. Before the sale of Pringles to Kellogg's, its product portfolio also included food, snacks, and beverages.

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