Atlanticus Holdings Corp Preferred (ATLCP)vsJPMorgan Chase & Co (JPM)
ATLCP
Atlanticus Holdings Corp Preferred
$24.44
+3.13%
FINANCIAL SERVICES · Cap: $619.02M
JPM
JPMorgan Chase & Co
$333.45
-0.21%
FINANCIAL SERVICES · Cap: $855.84B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 27498% more annual revenue ($173.56B vs $628.89M). JPM leads profitability with a 33.9% profit margin vs 21.4%. ATLCP trades at a lower P/E of 3.1x. JPM earns a higher WallStSmart Score of 73/100 (B).
ATLCP
Buy59
out of 100
Grade: C
JPM
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.0%
Revenue surging 60.8% year-over-year
Earnings expanding 50.2% YoY
Keeps 21 of every $100 in revenue as profit
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 43.7%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ATLCP
The strongest argument for ATLCP centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 21.4% and operating margin at 31.0%. Revenue growth of 60.8% demonstrates continued momentum.
Bull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 43.7%. Revenue growth of 12.7% demonstrates continued momentum.
Bear Case : ATLCP
The primary concerns for ATLCP are Market Cap, Piotroski F-Score, Altman Z-Score. Debt-to-equity of 9.23 is elevated, increasing financial risk.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.39 is elevated, increasing financial risk.
Key Dynamics to Monitor
ATLCP profiles as a growth stock while JPM is a mature play — different risk/reward profiles.
ATLCP carries more volatility with a beta of 2.16 — expect wider price swings.
ATLCP is growing revenue faster at 60.8% — sustainability is the question.
ATLCP generates stronger free cash flow (286M), providing more financial flexibility.
Bottom Line
JPM scores higher overall (73/100 vs 59/100), backed by strong 33.9% margins and 12.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Atlanticus Holdings Corp Preferred
FINANCIAL SERVICES · CREDIT SERVICES · USA
Atlanticus Holdings Corp Preferred (ATLCP) is a key player in the alternative finance sector, offering innovative credit solutions designed to improve financial access for underserved consumers. A subsidiary of Atlanticus Holdings Corporation, the company utilizes advanced technology and data analytics to address the limitations of traditional lending practices. With a diverse portfolio of lending platforms and strategic partnerships, ATLCP is firmly positioned to capitalize on growth opportunities while promoting responsible lending and financial inclusivity. Committed to sustainable value creation, Atlanticus not only empowers consumers with essential financial resources but also aims to deliver attractive returns for its investors.
Visit Website →JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Compare with Other CREDIT SERVICES Stocks
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