Ames National Corporation (ATLO)vsICICI Bank Limited (IBN)
ATLO
Ames National Corporation
$33.86
+0.24%
FINANCIAL SERVICES · Cap: $286.18M
IBN
ICICI Bank Limited
$29.12
+1.50%
FINANCIAL SERVICES · Cap: $107.66B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 2777559% more annual revenue ($2.12T vs $76.37M). ATLO leads profitability with a 33.3% profit margin vs 27.8%. IBN appears more attractively valued with a PEG of 0.53. IBN earns a higher WallStSmart Score of 81/100 (A-).
ATLO
Strong Buy75
out of 100
Grade: B+
IBN
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Earnings expanding 55.2% YoY
Attractively priced relative to earnings
Revenue surging 27.6% year-over-year
Strong operational efficiency at 37.5%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ATLO
The strongest argument for ATLO centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 46.4%. Revenue growth of 27.6% demonstrates continued momentum.
Bull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.8% and operating margin at 37.5%. Revenue growth of 15.8% demonstrates continued momentum.
Bear Case : ATLO
The primary concerns for ATLO are Market Cap, Altman Z-Score.
Bear Case : IBN
The primary concerns for IBN are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
ATLO carries more volatility with a beta of 0.30 — expect wider price swings.
ATLO is growing revenue faster at 27.6% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
IBN scores higher overall (81/100 vs 75/100), backed by strong 27.8% margins and 15.8% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ames National Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ames National Corporation is a multi-bank holding company offering banking products and services primarily in Adams, Boone, Clarke, Hancock, Polk, Marshall, Ringgold, Story, Taylor and Union counties in central, north-central counties. and south. --Central Iowa. The company is headquartered in Ames, Iowa.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
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