Atlantic Union Bankshares Corp (AUB)vsItau Unibanco Banco Holding SA (ITUB)
AUB
Atlantic Union Bankshares Corp
$37.96
+0.53%
FINANCIAL SERVICES · Cap: $5.77B
ITUB
Itau Unibanco Banco Holding SA
$7.54
+1.01%
FINANCIAL SERVICES · Cap: $86.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 9761% more annual revenue ($138.19B vs $1.40B). ITUB leads profitability with a 33.3% profit margin vs 24.7%. AUB appears more attractively valued with a PEG of 1.09. AUB earns a higher WallStSmart Score of 79/100 (B+).
AUB
Strong Buy79
out of 100
Grade: B+
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 51.0%
Revenue surging 86.2% year-over-year
Earnings expanding 61.5% YoY
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
ROE of 6.8% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AUB
The strongest argument for AUB centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 24.7% and operating margin at 51.0%. Revenue growth of 86.2% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : AUB
The primary concerns for AUB are Return on Equity, Piotroski F-Score, Altman Z-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
AUB profiles as a growth stock while ITUB is a declining play — different risk/reward profiles.
AUB carries more volatility with a beta of 0.80 — expect wider price swings.
AUB is growing revenue faster at 86.2% — sustainability is the question.
AUB generates stronger free cash flow (120M), providing more financial flexibility.
Bottom Line
AUB scores higher overall (79/100 vs 74/100), backed by strong 24.7% margins and 86.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Atlantic Union Bankshares Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Atlantic Union Bankshares Corporation is the holding company of Atlantic Union Bank providing related banking and financial services to consumers and businesses. The company is headquartered in Richmond, Virginia.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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