Atlantic Union Bankshares Corp (AUB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Atlantic Union Bankshares Corp stock (AUB) is currently trading at $35.33. Atlantic Union Bankshares Corp PE ratio is 17.21. Atlantic Union Bankshares Corp PS ratio (Price-to-Sales) is 4.04. Analyst consensus price target for AUB is $45.19. WallStSmart rates AUB as Buy.
- AUB PE ratio analysis and historical PE chart
- AUB PS ratio (Price-to-Sales) history and trend
- AUB intrinsic value — DCF, Graham Number, EPV models
- AUB stock price prediction 2025 2026 2027 2028 2029 2030
- AUB fair value vs current price
- AUB insider transactions and insider buying
- Is AUB undervalued or overvalued?
- Atlantic Union Bankshares Corp financial analysis — revenue, earnings, cash flow
- AUB Piotroski F-Score and Altman Z-Score
- AUB analyst price target and Smart Rating
Atlantic Union Bankshares Corp
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AUB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Atlantic Union Bankshares Corp (AUB)
AUB trades at a significant discount to its Graham intrinsic value of $95.00, offering a 57% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Atlantic Union Bankshares Corp (AUB) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Concerns around return on equity. Overall metrics suggest strong investment potential with favorable risk/reward.
Atlantic Union Bankshares Corp (AUB) Key Strengths (8)
Keeps $53 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Revenue surging 91.50% year-over-year
Keeps $22 of every $100 in revenue as net profit
85.63% of shares held by major funds and institutions
Good growth relative to its price
Strong earnings growth at 29.80% per year
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Atlantic Union Bankshares Corp (AUB) Areas to Watch (2)
Low profitability relative to shareholder equity
Premium valuation at 4.0x annual revenue
Atlantic Union Bankshares Corp (AUB) Detailed Analysis Report
Overall Assessment
This company scores 79/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 8 register as strengths (avg 9.1/10) while 2 fall into concern territory (avg 3.5/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including PEG Ratio (1.08), Price/Book (0.98) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 53.40%, Profit Margin at 22.20%. Growth metrics are encouraging with Revenue Growth at 91.50%, EPS Growth at 29.80%.
The Bear Case
The primary concerns are Return on Equity, Price/Sales. Some valuation metrics including Price/Sales (4.04) suggest expensive pricing. Profitability pressure is visible in Return on Equity at 6.72%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 6.72% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 91.50% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Price/Book makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AUB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AUB's Price-to-Sales ratio of 4.04x trades at a deep discount to its historical average of 16.5x (2th percentile). The current valuation is 92% below its historical high of 51.61x set in Feb 2006, and 2% above its historical low of 3.96x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Atlantic Union Bankshares Corp (AUB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Atlantic Union Bankshares Corp is a strong growth company balancing expansion with improving profitability. Revenue reached 1.2B with 92% growth year-over-year. Profit margins are strong at 22.2%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 92% YoY, reaching 1.2B. This pace significantly outperforms most BANKS - REGIONAL peers.
Profit margin of 22.2% and operating margin of 53.4% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Growth sustainability: can Atlantic Union Bankshares Corp maintain 92%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 4.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Atlantic Union Bankshares Corp.
Bottom Line
Atlantic Union Bankshares Corp offers an attractive blend of growth (92% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(75 last 3 months)
| Insider | Type | Shares |
|---|---|---|
LINDERMAN, MATTHEW L. EVP | Sell | -298 |
Data sourced from SEC Form 4 filings
Last updated: 2:34:37 PM
About Atlantic Union Bankshares Corp(AUB)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Atlantic Union Bankshares Corporation is the holding company of Atlantic Union Bank providing related banking and financial services to consumers and businesses. The company is headquartered in Richmond, Virginia.