WallStSmart

Avista Corporation (AVA)vsUNITIL Corporation (UTL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Avista Corporation generates 222% more annual revenue ($1.92B vs $596.50M). AVA leads profitability with a 11.8% profit margin vs 9.5%. AVA appears more attractively valued with a PEG of 2.27. AVA earns a higher WallStSmart Score of 62/100 (C+).

AVA

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 5.0Value: 4.7Quality: 3.0
Piotroski: 1/9Altman Z: 0.77

UTL

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 4.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AVASignificantly Overvalued (-31.0%)

Margin of Safety

-31.0%

Fair Value

$31.86

Current Price

$36.25

$4.39 premium

UndervaluedFair: $31.86Overvalued
UTLOvervalued (-12.2%)

Margin of Safety

-12.2%

Fair Value

$45.44

Current Price

$51.92

$6.48 premium

UndervaluedFair: $45.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AVA3 strengths · Avg: 9.3/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

EPS GrowthGrowth
147.9%10/10

Earnings expanding 147.9% YoY

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

UTL2 strengths · Avg: 8.0/10
P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

AVA4 concerns · Avg: 3.5/10
PEG RatioValuation
2.274/10

Expensive relative to growth rate

Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Debt/EquityHealth
1.173/10

Elevated debt levels

UTL4 concerns · Avg: 2.8/10
Market CapQuality
$979.49M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.493/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.372/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AVA

The strongest argument for AVA centers on Price/Book, EPS Growth, P/E Ratio.

Bull Case : UTL

The strongest argument for UTL centers on P/E Ratio, Price/Book. Revenue growth of 14.0% demonstrates continued momentum.

Bear Case : AVA

The primary concerns for AVA are PEG Ratio, Revenue Growth, Return on Equity.

Bear Case : UTL

The primary concerns for UTL are Market Cap, Debt/Equity, Piotroski F-Score.

Key Dynamics to Monitor

UTL carries more volatility with a beta of 0.31 — expect wider price swings.

UTL is growing revenue faster at 14.0% — sustainability is the question.

UTL generates stronger free cash flow (12M), providing more financial flexibility.

Monitor UTILITIES - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AVA scores higher overall (62/100 vs 54/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Avista Corporation

UTILITIES · UTILITIES - DIVERSIFIED · USA

Avista Corporation is a natural gas and electric utility company. The company is headquartered in Spokane, Washington.

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UNITIL Corporation

UTILITIES · UTILITIES - DIVERSIFIED · USA

Unitil Corporation, a utility holding company, is engaged in the distribution of electricity and natural gas. The company is headquartered in Hampton, New Hampshire.

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