WallStSmart

Avista Corporation (AVA)vsUNITIL Corporation (UTL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Avista Corporation generates 229% more annual revenue ($1.92B vs $582.10M). AVA leads profitability with a 10.7% profit margin vs 9.6%. AVA appears more attractively valued with a PEG of 2.69. UTL earns a higher WallStSmart Score of 60/100 (C+).

AVA

Buy

60

out of 100

Grade: C

Growth: 4.0Profit: 5.5Value: 4.0Quality: 2.5
Piotroski: 1/9Altman Z: 0.77

UTL

Buy

60

out of 100

Grade: C+

Growth: 5.3Profit: 7.0Value: 4.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AVASignificantly Overvalued (-29.6%)

Margin of Safety

-29.6%

Fair Value

$32.19

Current Price

$42.42

$10.23 premium

UndervaluedFair: $32.19Overvalued
UTLOvervalued (-13.5%)

Margin of Safety

-13.5%

Fair Value

$44.93

Current Price

$51.30

$6.37 premium

UndervaluedFair: $44.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AVA3 strengths · Avg: 8.7/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Operating MarginProfitability
23.7%8/10

Strong operational efficiency at 23.7%

UTL4 strengths · Avg: 8.0/10
P/E RatioValuation
16.4x8/10

Attractively priced relative to earnings

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
26.0%8/10

Strong operational efficiency at 26.0%

Revenue GrowthGrowth
27.0%8/10

Revenue surging 27.0% year-over-year

Areas to Watch

AVA4 concerns · Avg: 2.8/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Debt/EquityHealth
1.183/10

Elevated debt levels

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
2.692/10

Expensive relative to growth rate

UTL4 concerns · Avg: 2.8/10
Market CapQuality
$922.03M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.473/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.372/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AVA

The strongest argument for AVA centers on Price/Book, P/E Ratio, Operating Margin.

Bull Case : UTL

The strongest argument for UTL centers on P/E Ratio, Price/Book, Operating Margin. Revenue growth of 27.0% demonstrates continued momentum.

Bear Case : AVA

The primary concerns for AVA are Return on Equity, Debt/Equity, Piotroski F-Score.

Bear Case : UTL

The primary concerns for UTL are Market Cap, Debt/Equity, Piotroski F-Score.

Key Dynamics to Monitor

AVA profiles as a declining stock while UTL is a growth play — different risk/reward profiles.

UTL carries more volatility with a beta of 0.31 — expect wider price swings.

UTL is growing revenue faster at 27.0% — sustainability is the question.

AVA generates stronger free cash flow (29M), providing more financial flexibility.

Bottom Line

AVA scores higher overall (60/100 vs 60/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Avista Corporation

UTILITIES · UTILITIES - DIVERSIFIED · USA

Avista Corporation is a natural gas and electric utility company. The company is headquartered in Spokane, Washington.

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UNITIL Corporation

UTILITIES · UTILITIES - DIVERSIFIED · USA

Unitil Corporation, a utility holding company, is engaged in the distribution of electricity and natural gas. The company is headquartered in Hampton, New Hampshire.

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