WallStSmart

Bank of America Corp (BAC)vsSuRo Capital Corp (SSSS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Bank of America Corp generates 6498744% more annual revenue ($109.59B vs $1.69M). SSSS leads profitability with a 2894.0% profit margin vs 29.0%. SSSS trades at a lower P/E of 7.6x. BAC earns a higher WallStSmart Score of 82/100 (A-).

BAC

Exceptional Buy

82

out of 100

Grade: A-

Growth: 8.0Profit: 7.5Value: 7.0Quality: 3.5
Piotroski: 5/9Altman Z: -0.27

SSSS

Hold

39

out of 100

Grade: F

Growth: 4.7Profit: 6.0Value: 6.7Quality: 7.3
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BAC6 strengths · Avg: 9.5/10
Market CapQuality
$379.60B10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.0%10/10

Strong operational efficiency at 36.0%

Free Cash FlowQuality
$41.77B10/10

Generating 41.8B in free cash flow

Profit MarginProfitability
29.0%9/10

Keeps 29 of every $100 in revenue as profit

PEG RatioValuation
0.958/10

Growing faster than its price suggests

SSSS4 strengths · Avg: 9.3/10
P/E RatioValuation
7.6x10/10

Attractively priced relative to earnings

Profit MarginProfitability
2894.0%10/10

Keeps 2894 of every $100 in revenue as profit

Return on EquityProfitability
26.9%9/10

Every $100 of equity generates 27 in profit

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

BAC2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.213/10

Elevated debt levels

Altman Z-ScoreHealth
-0.272/10

Distress zone — elevated risk

SSSS4 concerns · Avg: 2.3/10
Market CapQuality
$344.51M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-54.4%2/10

Revenue declined 54.4%

EPS GrowthGrowth
-75.6%2/10

Earnings declined 75.6%

Free Cash FlowQuality
$-7.83M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : BAC

The strongest argument for BAC centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 29.0% and operating margin at 36.0%. Revenue growth of 11.8% demonstrates continued momentum.

Bull Case : SSSS

The strongest argument for SSSS centers on P/E Ratio, Profit Margin, Return on Equity. Profitability is solid with margins at 2894.0% and operating margin at -779.0%.

Bear Case : BAC

The primary concerns for BAC are Debt/Equity, Altman Z-Score.

Bear Case : SSSS

The primary concerns for SSSS are Market Cap, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

BAC profiles as a mature stock while SSSS is a declining play — different risk/reward profiles.

SSSS carries more volatility with a beta of 1.30 — expect wider price swings.

BAC is growing revenue faster at 11.8% — sustainability is the question.

BAC generates stronger free cash flow (41.8B), providing more financial flexibility.

Bottom Line

BAC scores higher overall (82/100 vs 39/100), backed by strong 29.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank of America Corp

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.

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SuRo Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

SuRo Capital Corp (SSSS) is a publicly traded closed-end investment firm specializing in high-potential, growth-stage technology companies. With a strategic focus on innovative enterprises set to disrupt various industries, SuRo Capital is well-positioned to capitalize on emerging market trends in private equity. The firm employs a diversified investment approach, leveraging its extensive network and sector expertise to unlock long-term value. This positions SuRo as an appealing option for institutional investors seeking targeted exposure to growth-oriented investments in the tech sector.

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