WallStSmart

Bank of America Corp (BAC)vsSuRo Capital Corp (SSSS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Bank of America Corp generates 5936280% more annual revenue ($113.93B vs $1.92M). SSSS leads profitability with a 10695.0% profit margin vs 29.5%. SSSS trades at a lower P/E of 1.7x. BAC earns a higher WallStSmart Score of 84/100 (A-).

BAC

Exceptional Buy

84

out of 100

Grade: A-

Growth: 9.3Profit: 7.5Value: 6.3Quality: 3.0
Piotroski: 5/9Altman Z: -0.27

SSSS

Buy

52

out of 100

Grade: C-

Growth: 7.3Profit: 6.0Value: 6.7Quality: 7.8
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BAC6 strengths · Avg: 9.2/10
Market CapQuality
$424.03B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
38.3%10/10

Strong operational efficiency at 38.3%

Free Cash FlowQuality
$41.77B10/10

Generating 41.8B in free cash flow

Profit MarginProfitability
29.5%9/10

Keeps 30 of every $100 in revenue as profit

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

SSSS6 strengths · Avg: 9.8/10
P/E RatioValuation
1.7x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Return on EquityProfitability
56.8%10/10

Every $100 of equity generates 57 in profit

Profit MarginProfitability
10695.0%10/10

Keeps 10695 of every $100 in revenue as profit

Revenue GrowthGrowth
46.7%10/10

Revenue surging 46.7% year-over-year

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Areas to Watch

BAC2 concerns · Avg: 1.5/10
Altman Z-ScoreHealth
-0.272/10

Distress zone — elevated risk

Debt/EquityHealth
2.431/10

Elevated debt levels

SSSS4 concerns · Avg: 2.0/10
Market CapQuality
$308.93M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-75.6%2/10

Earnings declined 75.6%

Free Cash FlowQuality
$-2.35M2/10

Negative free cash flow — burning cash

Operating MarginProfitability
-369.4%1/10

Operating margin of -369.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : BAC

The strongest argument for BAC centers on Market Cap, Operating Margin, Free Cash Flow. Profitability is solid with margins at 29.5% and operating margin at 38.3%. Revenue growth of 21.4% demonstrates continued momentum.

Bull Case : SSSS

The strongest argument for SSSS centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 10695.0% and operating margin at -369.4%. Revenue growth of 46.7% demonstrates continued momentum.

Bear Case : BAC

The primary concerns for BAC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.43 is elevated, increasing financial risk.

Bear Case : SSSS

The primary concerns for SSSS are Market Cap, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

SSSS carries more volatility with a beta of 1.38 — expect wider price swings.

SSSS is growing revenue faster at 46.7% — sustainability is the question.

BAC generates stronger free cash flow (41.8B), providing more financial flexibility.

Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BAC scores higher overall (84/100 vs 52/100), backed by strong 29.5% margins and 21.4% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank of America Corp

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.

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SuRo Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

SuRo Capital Corp (SSSS) is a leading closed-end investment firm that specializes in identifying and investing in high-potential growth-stage technology companies. With a strategic focus on innovative firms that are set to transform various industries, SuRo Capital employs its extensive network and profound sector knowledge to generate significant long-term value for its investors. Its diversified investment approach not only capitalizes on emerging trends in private equity but also offers institutional investors a unique opportunity to gain selective exposure to the rapidly evolving tech landscape.

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