Citigroup Inc. (C)vsSuRo Capital Corp (SSSS)
C
Citigroup Inc.
$135.13
-0.50%
FINANCIAL SERVICES · Cap: $240.84B
SSSS
SuRo Capital Corp
$13.74
-3.44%
FINANCIAL SERVICES · Cap: $353.51M
Smart Verdict
WallStSmart Research — data-driven comparison
Citigroup Inc. generates 4102339% more annual revenue ($78.73B vs $1.92M). SSSS leads profitability with a 10695.0% profit margin vs 20.4%. SSSS trades at a lower P/E of 1.9x. C earns a higher WallStSmart Score of 82/100 (A-).
C
Exceptional Buy82
out of 100
Grade: A-
SSSS
Buy52
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 34.1%
Earnings expanding 56.1% YoY
Keeps 20 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 57 in profit
Keeps 10695 of every $100 in revenue as profit
Revenue surging 46.7% year-over-year
Conservative balance sheet, low leverage
Areas to Watch
ROE of 7.6% — below average capital efficiency
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Earnings declined 75.6%
Negative free cash flow — burning cash
Operating margin of -369.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : C
The strongest argument for C centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 20.4% and operating margin at 34.1%. Revenue growth of 15.9% demonstrates continued momentum.
Bull Case : SSSS
The strongest argument for SSSS centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 10695.0% and operating margin at -369.4%. Revenue growth of 46.7% demonstrates continued momentum.
Bear Case : C
The primary concerns for C are Return on Equity, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.55 is elevated, increasing financial risk.
Bear Case : SSSS
The primary concerns for SSSS are Market Cap, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
SSSS carries more volatility with a beta of 1.38 — expect wider price swings.
SSSS is growing revenue faster at 46.7% — sustainability is the question.
SSSS generates stronger free cash flow (-2M), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
C scores higher overall (82/100 vs 52/100), backed by strong 20.4% margins and 15.9% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Citigroup Inc.
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Citigroup Inc. is an American multinational investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002. Citigroup owns Citicorp, the holding company for Citibank, as well as several international subsidiaries. Citigroup is incorporated in Delaware.
SuRo Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
SuRo Capital Corp (SSSS) is a leading closed-end investment firm that specializes in identifying and investing in high-potential growth-stage technology companies. With a strategic focus on innovative firms that are set to transform various industries, SuRo Capital employs its extensive network and profound sector knowledge to generate significant long-term value for its investors. Its diversified investment approach not only capitalizes on emerging trends in private equity but also offers institutional investors a unique opportunity to gain selective exposure to the rapidly evolving tech landscape.
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