Bank of America Corp (BAC)vsBlackRock TCP Capital Corp (TCPC)
BAC
Bank of America Corp
$50.01
-2.21%
FINANCIAL SERVICES · Cap: $358.24B
TCPC
BlackRock TCP Capital Corp
$4.18
-0.95%
FINANCIAL SERVICES · Cap: $328.06M
Smart Verdict
WallStSmart Research — data-driven comparison
Bank of America Corp generates 64787% more annual revenue ($114.87B vs $177.04M). BAC leads profitability with a 28.1% profit margin vs -61.3%. BAC appears more attractively valued with a PEG of 0.85. BAC earns a higher WallStSmart Score of 72/100 (B).
BAC
Strong Buy72
out of 100
Grade: B
TCPC
Buy57
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 31.3%
Generating 29.0B in free cash flow
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 82.8%
Growing faster than its price suggests
Areas to Watch
Elevated debt levels
Earnings declined 14.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Elevated debt levels
Weak financial health signals
ROE of -22.3% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : BAC
The strongest argument for BAC centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 28.1% and operating margin at 31.3%. PEG of 0.85 suggests the stock is reasonably priced for its growth.
Bull Case : TCPC
The strongest argument for TCPC centers on Price/Book, Operating Margin, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bear Case : BAC
The primary concerns for BAC are Debt/Equity, EPS Growth, Altman Z-Score.
Bear Case : TCPC
The primary concerns for TCPC are Market Cap, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
BAC profiles as a mature stock while TCPC is a turnaround play — different risk/reward profiles.
BAC carries more volatility with a beta of 1.21 — expect wider price swings.
BAC is growing revenue faster at 7.1% — sustainability is the question.
BAC generates stronger free cash flow (29.0B), providing more financial flexibility.
Bottom Line
BAC scores higher overall (72/100 vs 57/100), backed by strong 28.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of America Corp
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.
Visit Website →BlackRock TCP Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
BlackRock TCP Capital Corp (TCPC) is a prominent business development company that specializes in delivering customized financing solutions to middle-market enterprises across diverse industries. Backed by the extensive investment expertise of BlackRock, TCPC primarily offers senior secured loans and a variety of debt instruments, prioritizing strong risk-adjusted returns and capital preservation. With a proactive investment approach and robust market relationships, the firm effectively maneuvers through changing economic landscapes. Furthermore, TCPC's commitment to consistent dividend distributions positions it as an attractive option for income-focused investors seeking stability and resilience in uncertain market conditions.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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