WallStSmart

Royal Bank of Canada (RY)vsBlackRock TCP Capital Corp (TCPC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 31331% more annual revenue ($63.42B vs $201.79M). RY leads profitability with a 33.1% profit margin vs -44.1%. TCPC appears more attractively valued with a PEG of 0.91. RY earns a higher WallStSmart Score of 68/100 (B-).

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0

TCPC

Buy

55

out of 100

Grade: C

Growth: 4.3Profit: 5.0Value: 6.0Quality: 5.8
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RY6 strengths · Avg: 9.3/10
Market CapQuality
$250.25B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

TCPC3 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
86.2%10/10

Strong operational efficiency at 86.2%

PEG RatioValuation
0.918/10

Growing faster than its price suggests

Areas to Watch

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

TCPC4 concerns · Avg: 2.8/10
Market CapQuality
$357.13M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.423/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-12.9%2/10

ROE of -12.9% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bull Case : TCPC

The strongest argument for TCPC centers on Price/Book, Operating Margin, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Bear Case : TCPC

The primary concerns for TCPC are Market Cap, Debt/Equity, Piotroski F-Score.

Key Dynamics to Monitor

RY profiles as a mature stock while TCPC is a turnaround play — different risk/reward profiles.

TCPC carries more volatility with a beta of 0.95 — expect wider price swings.

RY is growing revenue faster at 7.5% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (68/100 vs 55/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

BlackRock TCP Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock TCP Capital Corp (TCPC) is a well-established business development company that specializes in providing customized financing solutions to middle-market enterprises across diverse sectors. Leveraging the extensive investment acumen of BlackRock, TCPC focuses on senior secured loans and various debt instruments to achieve attractive risk-adjusted returns while safeguarding capital. The firm plays a pivotal role in nurturing the growth of its portfolio companies, underpinned by strategic partnerships and market insights. With a strong emphasis on delivering consistent dividends, TCPC presents an appealing opportunity for income-focused investors seeking stability and yield in today's fluctuating economic landscape.

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